Steps to buy Insurance Policy Online
 

Welcome to ICICI Prudential's Online Application service - InstaInsure.

Currently this facility is available for six different products and across cities of Mumbai, Delhi, Chennai, Kolkata, Hyderabad, Bangalore, Pune, Ahmedabad, Chandigarh, Jaipur and Cochin.

How to Apply?

1) Welcome to InstaInsure.

Select the Product that you want to apply for.
  • New User should click on Calculate Premium link. You will then be taken to the Premium Calculator / Benefit Illustration - Input page.
  • Registered User, should login using InstaInsure User Name and Password. You can then select the policy you want to apply for.

2) Premium Calculator / Benefit Illustration - Input Page

  • Please fill up all the mandatory fields, marked as *.
  • Once you have filled all the relevant details, please click on "Calculate"

3) Premium Calculator / Benefit Illustration - Output Page

  • This will display the Premium Calculation or an illustration of your potential earnings & pension amounts, on the basis of the data entered by you.
  • Please confirm that all the details are reflecting correctly.
  • Please read the "Disclaimers".
  • Once done, please click on "Apply Now".

4) Registration Page

  • If you are a first-time user of this facility, you will have to register by entering a User Name and Password.
  • Once you have registered, you can always view your saved Premium Calculations, Benefit Illustrations and Applications at a later date, by simply logging in as a Registered User on www.iciciprulife.com.

5) Registration Page - Success

  • If you have successfully registered, you will be displayed a page, confirming the same.
  • Click on "Apply" to proceed to Application Form.

6) Application Form

  • Your personal details will be displayed at the top of the Application Form. In case you want to change some details, then please click on the "Edit" link. This will take you back to the Premium Calculator / Benefit Illustration - Input Page, so that you can make the necessary changes. .
  • For some products, you will also have to fill up a Medical Questionnaire. If you satisfy the Underwriting criteria, then you can proceed with buying the policy online.
  • Please fill up all the marked as *.
  • Please ensure that the details have been entered correctly.
  • You have to accept the Terms & Conditions for the life insurance policy, to proceed .
  • You have to agree to a debit from your Internet Banking Account with ICICI Bank, to proceed.
  • You have to agree to a debit from your Internet Banking Account with ICICI Bank, to proceed.
  • Once you have completed the Application Form, click on "Buy Now"

7) Premium Payment

  • You will now be transferred back to ICICI Bank, to complete the payment transaction.
  • You will have to login using your Internet Banking User ID and Password
  • Please confirm the Premium Amount that is being debited.
  • Please read the Terms & Conditions before you proceed further
  • Once done, please enter your Transaction Password and then click on "Pay"

8) Confirmation

  • Your transaction is now over and you will be displayed an Acknowledgement Page, which contains details of your application. An Email will also be sent to you instantaneously.
  • The premium amount due will be directly debited from your Internet Banking Account with ICICI Bank.


Additional Features :

View your Current policies

  • You can view the life insurance policies bought through InstaInsure by getting on to our website - www.iciciprulife.com,and logging in to InstaInsure using the User Name and Password sent to you.