1Wealth Boosters equal to 3.25% of the
average of the Fund Values including Top-up Fund Value,
if any, on the last business day of the last eight
policy quarters will be allocated as extra units to your
policy at the end of every 5th policy year starting from
the end of 10th policy year till the end of your policy
term.
2Tax benefits under the policy are subject to
conditions under Sections 80C, 10(10D),115BAC and other
provisions of the Income Tax Act, 1961. Goods and
Services Tax and Cesses, if any, will be charged extra
as per prevailing rates. Tax laws are subject to
amendments made thereto from time to time. Please
consult your tax advisor for more details.
3Systematic Withdrawal Plan is allowed only
after the first five policy years. The total withdrawals
in a policy year cannot exceed 20% of the fund value.
Please refer to the Sales brochure for more details.
4Life cover is the benefit payable on death
of the life assured during the policy term.
5There is no premium allocation charges in
Signature Online. Amount equal to total of mortality
charges and policy administration charges deducted in
the policy will be added back to the fund value at
maturity, provided all due premiums have been received.
This amount will be allocated among the funds in the
same proportion as the value of total units held in each
fund at the time of allocation. This shall exclude any
extra mortality charges and taxes levied on the charges
deducted as per prevailing tax laws.
677.2 mn lives covered across our individual
and group customers as per ICICI Prudential Life Council
Report.
7As per Financial Statements (Schedule 4-
Benefits paid (Gross)) of the company, benefits paid
since inception up to March 31, 2023.
8Data regarding AUM is as per Annual Report
of the Company for FY2023.
9Guaranteed benefits will be payable,
provided all due premiums have been paid. Guaranteed
benefits are payable through ICICI Pru Guaranteed Income
For Tomorrow.
10Calculated for a 35-year-old healthy male
with a premium paying term of 10 years and a policy term
of 20 years for limited pay option. The premium shown is
exclusive of taxes and the mentioned benefit is payable
only if all premiums are paid as per the premium paying
term and the policy is in force till the completion of
entire policy term opted. Also, the maturity benefit of
GIFT component shown contains online benefit.
11Calculated for a 35-year-old healthy male
with a premium paying term of 10 years and a policy term
of 15 years for limited pay option. The premium shown is
exclusive of taxes and the mentioned benefit is payable
only if all premiums are paid as per the premium paying
term and the policy is in force till the completion of
entire policy term opted. Also, the maturity benefit of
GIFT component shown contains online benefit.
12Wealth creation is through maturity benefit
of ICICI Pru Signature.
<ClaimForSure: 1 Day Death Claim
Settlement is available for the following:
a) Policies that have been active for 3 consecutive
years. All due premiums in the policy have been paid and
the policy has been active for 3 consecutive years
preceding life assured's death.
b) All mandatory claim documents are submitted at the
branch. Mandatory documents to be submitted at Branch
Office-Claimant statement form,Original policy
certificate,Copy of death certificate issued by local
authority, AML KYC documents-Nominee's recent
photograph, Copy of Nominee's pan card,Nominee's current
address proof, photo identity proof, Cancelled
cheque/Copy of bank passbook,Copy of medico legal cause
of death,Medical records (Admission
notes,Discharge/Death summary,Test reports, etc). For
accidental death-Copy of FIR, Panchnama,Inquest
report,Postmartem report,Driving license.
c) Total claim amount of all the life policies held by
the Life Assured <=₹ 1.5 Crore.
d) Claim does not require any on-ground investigation.
e) 1 Day is a working day, counted from date of receipt
of all relevant documents from the claimant, additional
information sought by the Company and any clarification
received from the claimant. The Company will be calling
the claimants for verification of information submitted
by the Claimant which will also be considered as part of
relevant documents. Working day will be counted as
Monday to Friday and excluding National holidays/Bank
holidays/Public holidays. Interest shall be at the bank
rate that is prevalent at the beginning of the financial
year in which death claim has been received. In case of
breach in regulatory turnaround time, interest will be
paid as per IRDAI regulations.
Under ULIP
policies, if claim is submitted prior to 3 pm then the
claim will be considered under Claim For Sure on the
same day. If claim is submitted post 3pm or if the
policy is inactive at the time of claim notification
then the claim will be considered under Claim For Sure
the next day as per availability of NAV
#Past performance is not indicative of future
performance.
&The investment made by the customer is
diversified since part of the investment invested in
GIFT lumpsum product gives fixed guaranteed return and
rest is invested in ULIP which gives market based
returns.
$Tax benefits of ₹46,800 under Section 80C is
calculated at highest tax slab rate of 31.20% (including
cess excluding surcharge) on life insurance premium
under Section 80C of ₹1,50,000/-
^Calculated for a 35-year-old healthy female
with a premium paying term of 10 years and a policy term
of 15 years for limited pay option. The premium shown is
exclusive of taxes and the mentioned benefit is payable
only if all premiums are paid as per the premium paying
term and the policy is in force till the completion of
entire policy term opted.
*ARR stands for assumed rate of return. For
the purpose of illustration, the Company has assumed 8%
and 4% as rates of investment returns. The returns shown
in the illustration are not guaranteed and they are not
the upper or lower limits that you may get, as the value
of the policy depends on a number of factors including
future investment performance.
~Additional Benefit is offered for online
sales. For the Guaranteed income for tomorrow lumpsum
component, extra 2.5% of maturity benefit is applicable.
+The Rs. 5,000 premium is the minimum amount
when 10 year premium payment term with 20 year policy
term is opted. Rs. 2,500 will be invested in ICICI Pru
Signature and Rs. 2,500 will be invested in Guaranteed
income for tomorrow lumpsum.
Bluechip Fund |
ULIF 087 24/11/09 LBluChip 105 |
Focus 50 Fund |
ULIF 142 04/02/19 FocusFifty 105 |
India Growth Fund |
ULIF 141 04/02/19 IndiaGrwth 105 |
Maximise India Fund |
ULIF 136 11/20/14 MIF 105 |
Maximiser V |
ULIF 114 15/03/11 LMaximis5 105 |
Mid Cap Fund |
ULIF 146 28/06/22 MidCapFund 105 |
Multi Cap Growth Fund |
ULIF 085 24/11/09 LMCapGro 105 |
Opportunities Fund |
ULIF 086 24/11/09 LOpport 105 |
Sustainable Equity Fund |
ULIF 145 03/06/21 SustainEqu 105 |
Value Enhancer Fund |
ULIF 139 24/11/17 VEF 105 |
Mid Cap Index Fund |
ULIF 149 05/07/23 McIndxFund 105 |
Mid Cap 150 Momentum 50 Index Fund |
ULIF 151 180124 McMomentum 105 |
Multicap 50 25 25 Index Fund |
ULIF 152 220224 MultiCapIF 105 |
Active Asset Allocation Balanced Fund |
ULIF 138 15/02/17 AAABF 105 |
Balanced Advantage Fund |
ULIF 144 03/06/21 BalanceAdv 105 |
Multi Cap Balanced Fund |
ULIF 088 24/11/09 LMCapBal 105 |
Mid Cap Hybrid Growth Fund |
ULIF 147 050123 MCHybrdGrt 105 |
Income Fund |
ULIF 089 24/11/09 LIncome 105 |
Secure Opportunities Fund |
ULIF 140 24/11/17 SOF 105 |
Money Market Fund |
ULIF 090 24/11/09 LMoneyMkt 105 |
Constant Maturity Fund |
ULIF 148 050123 ConstntMat 105 |
This combination solution is applicable for Lump sum
plan option of ICICI Pru Guaranteed Income For Tomorrow
with online benefit and ICICI Pru Signature.
This combination solution comprises one set of policies
each of two products named ICICI Pru Guaranteed Income
For Tomorrow & ICICI Pru Signature. These are also
available individually with the Company and it is not
mandatory for the customer to apply for this combination
only.
ICICI Prudential Life Insurance Company Limited. IRDAI
Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife
Towers, 1089, Appasaheb Marathe Marg, Prabhadevi,
Mumbai-400025. For more details on the risk factors,
terms and conditions, please read the sales brochure
carefully before concluding a sale. For enquires related
to new policies purchased online, please call us on
1-860-266-7766 and select option 4 on our Interactive
Voice System. Trade Logo displayed above belongs to
ICICI Bank Ltd & Prudential IP services Ltd and used
by ICICI Prudential Life Insurance Company Ltd under
license.
The customer is requested to separately go through the
product brochures of ICICI Pru Guaranteed Income For
Tomorrow (UIN: 105N182V09, a non-linked,
non-participating, life, individual, savings product)
& ICICI Pru Signature (UIN: 105L177V06, a
unit-linked non-participating individual life insurance
plan) to take the decision to opt for this combination
solution after having fully understood the risk factors,
product terms and conditions. Advt. No.:
W/II/1514/2023-24
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling
insurance policies, announcing bonus or investment
of premiums. Public receiving such phone calls are
requested to lodge a police complaint.