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Sound health cover planning ensures you receive both, direct medical expenses and indirect expenses, as soon as the need arises. When investing, choose a range of health plans that:
- Cover a wide spectrum of medical conditions from the most basic to the most critical
- Include reimbursement and benefit-based plans, which enable you to meet specific health risks and expenses as mentioned in the diagram below
An example: Cancer—although it does not occur as frequently as the common cold or fever—severely drains one’s finances as its treatment expenses are very high. Hence, it is imperative to insure ourselves with a health plan that provides cover against Cancer.
Quick tip
When selecting a health plan, ensure the plan:
- Provides long-term coverage
- Clearly mentions exclusions of cover
- Is guaranteed renewable
- Is backed by trusted name and gives the assurance of paying claims
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