- Comprehensive cancer insurance policy that covers most forms of cancer at both early and advanced stages.
- Free Cancer Screening through medical tests under the Wellness Program, for the entire duration of the policy term.
- Benefits in the form of cash payouts at various stages for diagnosis, treatment and surgery, to help you meet expenses.
- Payout is independent of any other medical insurance plan you may have.
- Cover up to Rs.10 lakhs against cancer, for a premium as low as Rs 300 per month#
- Future premiums will be waived off if advanced cancer is detected.
- Tax benefits under Section 80D on premium paid as per prevailing Income Tax laws.
# The premium is for a 30 year old male with 10 year term.
Free Cancer Screening Tests: As a Cancer Care Plus Policy holder, you are entitled for FREE regular Cancer check-ups during the entire duration of the policy term.
The screening package for the most common cancers amongst men and women can be availed once in every two years from our network of medical centres starting from the second policy year depending on the attained age at that time.
The various tests which will be conducted for different ages are indicated below:
| |
Age
|
Cancer Screening Test |
| Males |
20 to 50 years |
Clinical Examination, Complete Blood Count (CBC), Chest X Ray
|
| 51 years and above |
Clinical examination, Prostate specific antigen (PSA) test, Stool examination-occult blood, Complete blood count, Chest X Ray, Ultrasound of Upper Abdomen
|
| Females |
20 to 40 years
|
Clinical examination, PAP smear, Complete Blood count, Chest X Ray |
41 years and above
|
Clinical examination, PAP smear, Mammogram, Stool examination-occult blood, Complete blood count, Ultrasound of Pelvis, Chest X Ray |
Cash payouts: Meet your expenses for diagnosis, treatment and surgery, with cash payouts at various stages.
Benefits accrued: The benefits accrued if you purchase 10 units (equivalent to Rs. 10 lakhs) of CancerCare Plus are enumerated in the table below:
|
Claim at Early Cancer Stage
|
Claim starts at advanced cancer stage
|
Diagnosis of Early Cancer*
|
Rs. 1 lakh (10% of units)
|
NA
|
Oncological Treatment Benefit for Early Cancer
|
Rs. 1 lakh (10% of units)
|
NA
|
Diagnosis of Advanced Cancer
|
Rs. 5.5 lakh (55% of units)
|
Rs. 6.5 lakh (65% of units)
|
Oncological Treatment Benefit for Advanced Cancer
|
Rs. 1 lakh (10% of units)
|
Rs. 1.5 lakh (15% of units)
|
Surgery for Advanced Cancer
|
Rs. 1.5 lakh (15% of units)
|
Rs. 2 lakh (20% of units)
|
Total Cover
|
Rs. 10 lakh (100% of units)
|
Rs. 10 lakh (100% of units)
|
No medical bills required: Enjoy a hassle-free claim procedure. Receive the benefit amount without showing any medical bills.
No medical examinations: Enjoy a waiver on medical examinations if you purchase up to 15 units (equivalent to Rs. 15 lakhs).
Waiver of premium: Have your premiums waived if diagnosed with advanced Cancer.
Tax benefits: Enjoy tax benefits on the premiums you pay (under u/s 80 D).
If you would like to know more about this plan, please click here for our advisor to contact you!
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