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Diabetes Assure at a Glance
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Diabetes Assure at a Glance

Diabetes Assure

 


  • More than 180 million people worldwide have diabetes    • Number of diabetics to double by 2030 to 70.6 Mn    • India is the “Diabetes Capital of the World”    • Over 20% of world’s diabetics are Indians    • 95% diabetics belong to Type 2 group    • Diabetes claims as many lives each year as HIV/AIDS    • Almost 50% of people with type 2 diabetes are unaware about their condition    • Most common symptoms of diabetes – unusual weight loss, frequent urination, extreme hunger or thirst, blurred vision    • High blood pressure, high serum cholesterol, obesity and smoking are risk factors for diabetics    • Diabetes, can lead to complications affecting eye, kidney & even heart    • Critical Illness Complications Account for 90% of healthcare costs of diabetics    • 73% of diabetics suffer from high blood pressure    • Diabetes is the leading cause of kidney failure    • 65% of people with diabetes die of cardiovascular diseases    • Approximately 10% of the people develop severe visual handicap after 15 years of diabetes    • More than 60% of non-traumatic lower-limb amputations occur in people with diabetes    • Diabetes the leading cause of new cases of blindness in adults    • 65% of diabetic deaths occur due to heart disease or stroke    • 60% of lower-limb amputations occur in people with diabetes   • Just 30 minutes of moderate exercise daily, 5 days a week, reduces chances of Type 2 diabetes    • 1% drop in blood sugar reduces risk of diabetic complication by 40%    • 10 mm Hg reduction in blood pressure levels reduces risk of heart disease by 50%    • Early detection and care reduces risk of eye disorders by 60%    • Controlling cholesterol levels reduces risk of heart related disorders by 20 - 50%    • Lowering blood pressure can reduce the decline in kidney function in diabetics by 30% to 70%     


 

How does the Diabetes Assure plan work for me?

  • This is a 5 year term regular premium paying product
  • You can choose from sum assured options of Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs or Rs.5 lakhs
  • In the unfortunate event of kidney failure, diabetic retinopathy or limb amputation due to diabetic complications, the policy will pay you the sum assured as defined in the financial benefits section 
  • Your premium is based on your age and the sum assured chosen by you
  • Premiums can be paid monthly, half-yearly or yearly

Diabetes Assure at a Glance

Eligibility Conditions

  • Type II Diabetes and Pre-diabetics
  • (IGT - Impaired Glucose Tolerance and IFG - Impaired Fasting Glucose) having blood glucose values between 110 and 125 mg/dl after overnight fasting and between 140 & 199 mg/dl after 2 hours of meals*

Min age at entry

25 years

Max age at entry

60 years

Policy term

5 years

SA options

2 Lakhs, 3 Lakhs, 4 Lakhs, 5 Lakhs

Premium Payment Modes

Monthly, Half Yearly, Yearly

Maturity Benefit

No maturity benefit at the end of the term

 

(*as per ICMR guidelines)

 

 

Premium Rates

 

SA/

Age

2L

3L

4L

5L

30

2070

2418

2767

3115

40

2286

2738

3199

3644

50

2936

3705

4472

5239

60

3517

4548

5580

6611

 

The premiums shown include 2% rebate for annual payment mode and are exclusive of service tax and education cess.

 

 

Diabetes Assure: UIN 105N76V01 

 

 

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