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End Stage Renal Failure (Kidney Failure)

• High blood pressure, high serum cholesterol, obesity and smoking are risk factors for diabetics • Diabetes, can lead to complications affecting eye, kidney & even heart • Critical Illness Complications Account for 90% of healthcare costs of diabetics • 73% of diabetics suffer from high blood pressure • Diabetes is the leading cause of kidney failure • 65% of people with diabetes die of cardiovascular diseases • Approximately 10% of the people develop severe visual handicap after 15 years of diabetes • More than 60% of non-traumatic lower-limb amputations occur in people with diabetes • Diabetes the leading cause of new cases of blindness in adults • 65% of diabetic deaths occur due to heart disease or stroke • 60% of lower-limb amputations occur in people with diabetes • Just 30 minutes of moderate exercise daily, 5 days a week, reduces chances of Type 2 diabetes • 1% drop in blood sugar reduces risk of diabetic complication by 40%; • 10 mm Hg reduction in blood pressure levels reduces risk of heart disease by 50% • Early detection and care reduces risk of eye disorders by 60% • Controlling cholesterol levels reduces risk of heart related disorders by 20 - 50% • Lowering blood pressure can reduce the decline in kidney function in diabetics by 30% to 70% • Laser therapy can reduce the development of severe vision loss in diabetics by 50 - 60% • More than 180 million people worldwide have diabetes • Number of diabetics to double by 2030 to 70.6 Mn • India is the “Diabetes Capital of the World” • Over 20% of world’s diabetics are Indians • 95% diabetics belong to Type 2 group • Diabetes claims as many lives each year as HIV/AIDS • Almost 50% of people with type 2 diabetes are unaware about their condition • Most common symptoms of diabetes – unusual weight loss, frequent urination, extreme hunger or thirst, blurred vision

You are entitled to 100% of the Sum Assured on diagnosis of End Stage Renal Failure based on the cover chosen.

The lump sum benefit will be paid out independent of any other payout on occurrence of failure of both the kidneys resulting in regular dialysis or renal transplantation due to nephropathy. You would get this benefit irrespective of the actual amount incurred due to hospitalization thereby ensuring that you can choose the appropriate level of treatment and meet all sundry expenses.

The policy would however close after the payout of this benefit.

Diabetes Assure: UIN 105N076V01

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Copyright © 2000-2007 ICICI Prudential Life Insurance Company Ltd.
Reg. Off.: ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600.
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