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Cover Details
As diabetes related complications are the leading cause of new cases of retinopathy and limb amputations in adults, Diabetes Assure provides you procedure based cover for
- LASER treatment for Diabetic Retinopathy
- Limb amputations due to diabetic complications
5% of the sum assured will be payable for multiple occurrences on the above two procedures over the term of the policy subject to the following conditions.
- For LASER treatment of the eyes, the incidence for the same eye must be 180 days apart. Claims for both eyes can be made together.
- For limb amputation (any limb), each surgical procedures for a particular limb must be 180 days apart. Claims for both limbs can be made together
You get the benefit amount irrespective of your expenses incurred. What’s more, we don’t ask for original medical bills. You can use the benefit amount for meeting the cost of treatment and also to take care of additional expenses arising from the illness.
Financial Benefit Payout Structure
Time of diagnosis
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Applicable benefit amount
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First 3 months of the policy
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Refund of premiums paid till date
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After 3 months
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100% of Sum Assured for occurrence of End Stage Renal Failure. Payout of 5% of SA for each LASER treatment of each eye. Claims for the same eye have to be 180 days apart. Claims for both eyes can be made together. Payouts of 5% of SA for limb amputation (any limb). The claims for the same limb must be 180 days apart. Claims for both limbs can be made together.
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Diabetes Assure: UIN 105N076V01
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