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Claims Process
Our claims process is an easy 3 step process. This will ensure that you get a hassle-free and convenient claims experience.
- Submit a written notive along with proof of diagnosis of criticall illness/ surgery, required for the claim.
- The company verifies the documents and admits the claim.
- The company pays the entire benefit amount as applicable.
| What does ICICI Pru Diabetes Care Active cover |
What does ICICI Pru Diabetes Care Active not cover |
Financial Cover
- Lumpsum paid on diagnosis of 7 Critical Illnesses i.e. Heart Attack, Stroke, Bypass Surgery, Major Organ Transplant (as recipient), End Stage Renal Failure, Cancer, and Angioplasty. (Please refer to finacial support section for detailed description)
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Financial Cover
- The policyholder needs to survive beyond 10 days of diagnosis of Critical Illness (CI) to be eligible for a claim payout
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Diagnosis & Testing
Wellness Programme
- Regular free testing (HbA1c, Blood Pressure, and pulse rate test) on every 6th month/year during the policy term.
- An annual comprehensive medical checkup will be provided at the end of the each policy year (except in last policy year).
- One free consultation with an expert physician every year.
- Test results will be available on the diabetes care website
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Diagnosis & Testing
- Test results from diagnostic centers or doctors who are not from our empanelled network will not be accepted / will not be reimbursed.
- Any additional consultation or tests conducted will not be covered or reimbursed under the plan.
- No payment / benefit will be available against tests not done.
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