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We know that when faced with a critical illness, money matters should be the last thing on your mind. ICICI Pru Diabetes Care Active offers you coverage till 65 years of age with 3 options of Sum Assured (SA) - Rs 3 lakh, Rs 5 lakh or Rs10 lakh.
ICICI Pru Diabetes Care Active will pay the full Sum Assured on diagnosis of six critical illnesses and 50% of the sum assured on diagnosis of Angioplasty, with the unused cover continuing for the remaining critical illnesses.
The seven critical illnesses covered in the plan are:
- Coronary Artery Bypass Graft / Surgery (CABG)
- Cancer
- End stage renal failure
- Heart attack
- Major organ transplant (as a recipient)
- Stroke
- Angioplasty*
Applicable Benefit Amount Payable
| Time of diagnosis |
Benefit amount payable |
| First 6 months of the policy |
Return of premiums paid till date and policy terminates |
| 6 - 12 months |
50% of the sum assured (25% of the sum assured for Angioplasty) |
| After 1 year |
100% of the sum assured (50% of the sum assured for Angioplasty) |
* The claim is payable only on survival for 10 days from the date of diagnosis of the critical illness. After Angioplasty claim the cover will continue for 50% of the sum assured for the remaining critical illnesses.
The benefit amount is paid irrespective of your expenses. What’s more, we don’t ask for any original medical or other bills. This amount can be used for meeting the cost of treatment and also to take care of additional expenses arising on illness.
This policy provides additional protection through two optional riders - Diabetes Enhanced Benefit Rider (DEBR) and Death Benefit Rider (DBR).
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