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 Home > Health > Health Insurance Products > Diabetes Care Active > At a glance
Why ICICI Pru Diabetes Care Active?
At a glance
Features & Benefits
Wellness Programme
Reducing premiums on managing diabetes
Diabetes Coach
Financial support
Rider options
Health support
Claims process
FAQs
Downloads
 

At a glance

Through ICICI Pru Diabetes Care Active, we aim to help you manage your diabetic or a pre-diabetic condition effectively to reduce the risk of a complication arising as well as provide financial support to ensure proper treatment at the critical junctures. We provide this support in the form of a unique insurance that provides

 

  • Wellness Programme to help you manage diabetes avoid complications, which includes
    • Regular medical testing and annual doctor consultation
    • Diabetes Coach to facilitate diabetes management
    • Special offers from our healthcare partners
    • Support through online tools
  • Reduced premiums upto 20% on showing good control over your diabetes
  • Payment of lump-sum amount on diagnosis of 7 critical illnesses including Angioplasty
  • Long term coverage upto 65 years of age
  • Tax benefit under section 80D of the Income Tax Act 1961

ICICI Pru Diabetes Care Active in brief

Eligibility Conditions
  • Type II Diabetes and
  • (IGT - Impaired Glucose Tolerance & IFG - Impaired Fasting Glucose) having blood glucose values between 110 and 125 mg/dl after overnight fasting and between 140 & 199 mg/dl after 2 hours of meals*
Minimum age at entry

25 years

Maximum age at entry

60 years

Maximum age at maturity

65 years

Policy term

20 years or (65 – current age), whichever is lower

Sum Assured options (Rs.)

3 lakhs, 5 lakhs & 10 lakhs

Maturity Benefit

No maturity benefit at the end of the term

Premium Rates

For a sum assured of Rs 3 lakhs, the premiums payable for a male are:

Age

Applicable term

Premium

Premium with maximum

reduction in year 1

30

20

Rs 8,261

Rs 7,435

40

20

Rs 11,855

Rs 10,076

50

15

Rs 16,333

Rs 13,883

60

5

Rs 22,339

Rs 17,871

The premiums shown above are exclusive of annual discounts, service tax and education cess.

Premium Payment Modes

Monthly, Half Yearly, Yearly

 (*as per ICMR guidelines)

 
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