Simply choose from our range of Insurance plans below

It is a fixed term policy of 15 or 20 years in which premiums are payable by you throughout the term of the policy. In turn, survival benefit payments are made to you at regular intervals, to provide you with liquidity. Full Sum Assured, along with the Guaranteed Additions at the rate of 3.5% compounded annually for the first 4 years and the vested bonuses, would be payable on death, irrespective of the survival benefits paid.

• Survival Benefits : The survival benefits will be paid to you as shown in the table given below:

  Policy Term	15 years	Policy Term	20 Year
  At the End Of the Year	Survival Payment as a % of basic Sum Assured	At the End Of the Year	Survival Payment as a % of basic Sum Assured
  3	10%	4	10%
  6	15%	8	15%
  9	20%	12	20%
  12	25%	16	25%
  15(Maturity)	50% guaranteed additions, plus vested bonuses	20(Maturity)	50% guaranteed additions, plus vested bonuses

• Death benefit : On the death of the life assured, the beneficiary will get the Sum Assured, the guaranteed additions @3.5% compounded annually for the first 4 years and the vested bonuses, irrespective of the survival benefits already paid.
• Additional Rider Benefits : This is an additional benefit which can be availed along with the base plan, by paying a marginal extra cost. The riders offered are:
  • Accident and Disability Benefit Rider
  • Accident Benefit Rider
  • Critical Illness Benefit Rider
• Can I take a loan against my policy?
  
  No loans are available under the policy.

We offer several options for you to buy as per your convenience. Choose from one of the following:

• Meet an advisor
• Visit your nearest branch