|
| |
Fund options available with ICICI Pru LifeTime Gold |
 |
|
|
- Flexi Growth
Objective: To generate superior long-term returns from a diversified portfolio of equity and equity related instruments comprising of large, mid and small cap companies.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Equity & equity related securities
|
100
|
80
|
Debt, Money Market & Cash
|
20
|
0
|
Risk-Reward profile of the Fund: High
- Flexi Balanced
Objective: This fund tries to achieve a balance between capital appreciation and stable returns, by investing in a mix of equity and equity related instruments comprising of large, mid & small cap companies and debt & debt related instruments.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Equity & equity related securities
|
60
|
0
|
Debt, Money Market & Cash
|
100
|
40
|
Risk-Reward profile of the Fund: Moderate
- Multiplier
Objective: To provide long-term capital appreciation from an equity portfolio predominantly invested in NIFTY scrips.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Equity & equity related securities
|
100
|
80
|
Debt, Money Market & Cash
|
20
|
0
|
Risk-Reward profile of the Fund: High
- Balancer
Objective: To provide a balance between long-term capital appreciation and current income through investment in equity as well as fixed income instruments in appropriate proportions depending on market conditions prevalent from time to time.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Equity & equity related securities
|
40
|
0
|
Debt, Money Market & Cash
|
100
|
60
|
Risk-Reward profile of the Fund: Moderate
- Protector
Objective: This Fund accumulates a steady income, at a low risk, across a medium to long term period from a portfolio, which is primarily invested in fixed income securities. However, the returns generated may also be on the lower side due to the investment pattern.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Debt, Money Market & Cash
|
100
|
100
|
Risk-Reward profile of the Fund: Low
- Preserver
Objective: This fund is primarily for capital protection. The objective of this Fund is to ensure capital protection by investing in very low risk investments like Cash and Call Money Markets. However, the returns generated may also be on the lower side due to the investment pattern.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Debt Instruments
|
50
|
0
|
Money Market & Cash
|
100
|
50
|
Risk-Reward profile of the Fund: Capital Preservation
- R.I.C.H. (This fund shall be available for investment to those policyholders whose application is received at the Company’s office on or after March 15, 2008)
Objective: To generate superior long-term returns from a diversified portfolio of equity an equity related instruments of companies operating in four important types of industries viz., Resources, Investment-related, Consumption-related and Human capital leveraged industries.
Indicative Portfolio Allocation
|
Max (%)
|
Min (%)
|
Equity & equity related securities
|
100
|
80
|
Debt, Money Market & Cash
|
20
|
0
|
Potential Risk-Reward profile of the fund: High
- Return Guarantee Fund (RGF)
Objective: The fund seeks to provide guaranteed returns through investment in a diversified portfolio of high quality fixed income instruments.
Portfolio Allocation
|
Max (%)
|
Min (%)
|
Debt, Money Market & Cash
|
100
|
100
|
Risk-Reward Profile of the Fund: Low
More about Return Guarantee Fund
|
| |
|
Disclaimer :
© 2009, ICICI Prudential Life Insurance Co. Ltd
Registered Address: - ICICI Prulife Tower, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025; Reg No: - 105
Insurance is the subject matter of the solicitation.
For more details on the risk factors, term and conditions please read sales brochure carefully before concluding the sale.
Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns.
Funds apart from return guarantee fund do not offer guaranteed or assured returns.
Investments are subject to market risk.
In this policy, the investment risk in the investment portfolio is borne by the policy holder.
Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time.
Service tax & education cess will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.
Advt number: W/II/126/2008-09
Lifestage Pension: Form No U49: UIN 105L075V01, Lifetime Gold: Form No. – U53, UIN: 105L077VO1; Lifetime Super Pension: No. – U40, UIN: 105A019V01; Lifestage RP: No. – U48, UIN: 105L073V01; LifeLink Super : UIN 105L053V01; ICICI Pru Health Saver UIN 105L087V01; LifeLink Super Pension UIN:105L057V01; Premier Life Pension UIN - 105L074V01
|
| |
|
|
|
|
