Fund options available with ICICI Pru LifeTime Super

1. Maximiser
   
   Objective: To provide long-term capital appreciation through investments primarily in equity and equity-related instruments.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	100	75
   Debt, Money market & Cash	25	0

   
   Potential Risk- Reward profile of the Fund: High
   
   
2. Balancer
   
   Objective: To provide a balance between long-term capital appreciation and current income through investment in equity as well as fixed income instruments in appropriate proportions depending on market conditions prevalent from time to time.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	40	0
   Debt, Money market & Cash	100	60

   
   Potential Risk- Reward profile of the Fund: Moderate
   
   
3. Protector
   
   Objective: To provide accumulation of income through investment in various fixed income securities. The Fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Debt, Money market & Cash	100	100

   
   Potential Risk- Reward profile of the Fund: Low
   
   
4. Preserver
   
   Objective: To provide suitable returns through low risk investments in debt and money market instruments while attempting to protect the capital deployed in the fund.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Debt Instruments	50	0
   Money market & Cash	100	50

   
   Potential Risk- Reward profile of the Fund: Capital Preservation
   
   
5. Flexi Growth
   
   Objective: To generate Superior long- term returns from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	100	80
   Debt, Money market & Cash	20	0

   
   Potential Risk- Reward profile of the fund: High
   
   
6. Flexi Balanced
   
   Objective: To achieve a balance between capital appreciation and stable returns by investing in a mix of equity and equity related instrument of large, mid and small cap companies and debt and debt related instruments.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	60	0
   Debt, Money market & Cash	100	40

   
   Potential Risk- Reward profile of the fund: Moderate
   
   
7. Return Guarantee Fund (RGF)
   
   Objective: The fund seeks to provide guaranteed returns through investment in a diversified  portfolio of high quality fixed income instruments.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Debt, Money market & Cash	100	100

   
   Risk-Reward Profile of the Fund: Low
   
   
   

More about Return Guarantee Fund 

Disclaimer :
© 2009, ICICI Prudential Life Insurance Co. Ltd
Registered Address: - ICICI Prulife Tower, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025; Reg No: - 105
Insurance is the subject matter of the solicitation.
For more details on the risk factors, term and conditions please read sales brochure carefully before concluding the sale.
Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns.
Funds apart from return guarantee fund do not offer guaranteed or assured returns.
Investments are subject to market risk.
In this policy, the investment risk in the investment portfolio is borne by the policy holder.
Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time.
Service tax & education cess will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.
Advt number: W/II/126/2008-09
Lifestage Pension: Form No U49: UIN 105L075V01, Lifetime Gold: Form No. – U53, UIN: 105L077VO1; Lifetime Super Pension: No. – U40, UIN: 105A019V01; Lifestage RP: No. – U48, UIN: 105L073V01; LifeLink Super : UIN 105L053V01; ICICI Pru Health Saver UIN 105L087V01; LifeLink Super Pension UIN:105L057V01; Premier Life Pension UIN - 105L074V01