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ICICI Prudential's LifeTime Plus is a regular premium unit-linked insurance policy that provides you with flexible investment options and of course, the protective benefit of an insurance cover. Take a look at the features and benefits of this plan:
7 investment funds: Select among Flexi-Growth, R.I.C.H., Multiplier, Flexi-Balanced, Balancer, Protector, and Preserver, based on your financial goals and risk profile.
Partial withdrawal of money: Withdraw funds in installments from the 4th year onwards.
Maturity benefit: Receive the Fund Value when your policy matures. Choose to take this value as a single lump-sum amount or in monthly, bi-annual or annual installments spread over 1 to 5 years.
Death benefit: Your nominee receives the Sum Assured AND Fund Value should something happen to you.
Additional allocation of units: Receive an additional allocation of units every 4th year, starting from the end of the 8th year, at the rate of 5% of annual premium, into the investment fund.
Tax benefits: Enjoy tax benefits on the premiums you pay (under u/s 80 C) and tax exemptions on maturity and death benefits [under u/s 10 (10 D)].
If you would like to know more about this plan, please click here for our advisor to contact you!
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