Simply choose from our range of Insurance plans below

*If the Sum Assured under the policy is 125% of Single Premium:

• Tax benefit u/s 80C will be limited only up to 20% of Sum Assured
• Tax benefits u/s 10(10D) will not be available and benefits received under the policy will be taxable. 
  

• Single premium ULIP: Pay premium only once and stay invested for a long term
• Trigger Portfolio Strategy: A unique portfolio strategy to protect gains made in equity markets from any future equity market volatility while maintaining a pre-defined asset allocation
• Loyalty Addition: Up to 2.5% of Fund Value, at the end of every fifth policy year, starting from the tenth policy year on premium payments of Rs 50,000 and above
• Two options of Sum Assured: Choose between 125%# or 500% of premium as the Sum Assured to suit your protection needs
• Top up: Flexibility to invest surplus money to boost your investment kitty
• Tax benefits: On the premium paid and benefits received under the policy, as per the prevailing Income Tax laws

# For age at entry less than 7 years last birthday, only 125% of premium can be chosen as Sum Assured.

• You need to choose the premium amount, Sum Assured and portfolio strategy for your policy
• After deducting the premium allocation charge, the balance amount will be invested as per the portfolio strategy of your choice
• At maturity, the Fund Value will be paid as a lump sum. Alternatively, settlement options can be chosen
• In the unfortunate event of death of the Life Assured during the term of the policy, your nominee will receive Sum Assured (reduced by applicable partial withdrawals) or Fund Value, whichever is higher

• Trigger Portfolio Strategy: For you, maintaining a pre-defined asset allocation is a dynamic process and is a function of constantly changing markets. The Trigger Portfolio Strategy enables you to take advantage of substantial equity market swings and invest on the principle of “buy low, sell high”. This strategy also allows you to protect gains made from equity market investments from any future equity market volatility, in a systematic manner.
  Under this strategy, your investments will initially be distributed between two funds – Multi Cap Growth Fund (an equity oriented fund) and Income Fund (a debt oriented fund) - in a 75%:25% proportion. The fund allocation may subsequently get altered due to market movements. We will re-balance or re-allocate funds in the portfolio based on a pre-defined trigger event.
• Fixed Portfolio Strategy: If you wish to manage your investment actively, we have a Fixed Portfolio Strategy. Under this strategy, you must choose your own asset allocation from any of the eight funds options. You can switch between these funds using the switch option.

 We offer several options for you to buy as per your convenience. Choose from one of the following:

• Buy online in 3 easy steps
• Meet an advisor
• Visit your nearest branch