Simply choose from our range of Insurance plans below

• Trigger Portfolio Strategy : a unique portfolio strategy to protect gains made in equity markets from any future equity market volatility while maintaining a pre-defined asset allocation
• Additional allocation of units : more than 100% allocation to funds on premium payment from the 6th policy year onwards
• Top up : flexibility to invest surplus money
• Automatic Transfer Strategy : helps you eliminate the need to time your investment in the market
• Tax Benefits : on premiums paid and benefits received; as per prevailing tax laws

• Maturity Benefit : At maturity the Fund Value shall be payable. Alternatively, you can opt for the Settlement Options available.
• Additional allocation of units : There will be additional allocation of units @ 2% of annual premium every year starting from the 6th year.
• Death Benefit : In the unfortunate event of death of the life assured during the term of the policy, the nominee shall receive higher of the Sum Assured (reduced by amounts of partial withdrawals) and Fund Value.
  In case the Life Assured is below 7 years of age at the time of death, only the Fund Value would be payable.

With ICICI Pru LifeTime Maxima, you have the option to choose from two unique portfolio strategies. These are:

• Trigger Portfolio Strategy : With ICICI Pru LifeTime Maxima, you have the option to choose from two unique portfolio strategies. These are:Maintaining a pre-defined asset allocation is a dynamic process, and a function of constantly changing markets. The Trigger Portfolio Strategy enables you to take advantage of substantial equity market swings and invest on the principle of “buy low, sell high”. This strategy also allows you to protect gains made from equity market investments from any future equity market volatility, in a systematic manner.
  
  Under this strategy, your investments will initially be distributed between two funds – Multi Cap Growth Fund (an equity oriented fund) and Income Fund (a debt oriented fund) - in a 75%:25% proportion. The fund allocation may subsequently get altered due to market movements. We will re-balance or re-allocate funds in the portfolio based on a pre-defined trigger event.
• Fixed Portfolio Strategy : f you wish to actively manage your own investments, we have a Fixed Portfolio Strategy. Under this strategy, you must choose your own asset allocation from any of the seven funds options. You can switch between these funds using our switch option. The details of the funds are given in the table below:

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We offer several options for you to buy as per your convenience. Choose from one of the following:

• Meet an advisor
• Visit your nearest branch