| |
Regular Pay |
Limited Pay |
| Minimum Premium |
Rs. 18,000 per annum |
Rs. 50,000 per annum |
| Policy Term |
10, 15, 20, 25 or 30 years |
10 years |
| Premium payment term |
Regular pay |
5 years |
| Minimum Sum Assured for age at entry below 45 years |
Higher of (10 × annual premium) and (0.5 × Policy Term × annual premium) |
| Minimum Sum Assured for age at entry 45 years and above |
Higher of (7 × annual premium) and (0.25 × Policy Term × annual premium) |
| Maximum Sum Assured |
As per maximum Sum Assured multiples |
| Minimum/ Maximum age at entry |
7 / 65 years |
| Minimum/ Maximum age at maturity |
18 / 75 years |
| Modes of Premium Payment |
Yearly |
| Tax Benefits |
Premium and any benefit amount received under this policy will be eligible for tax benefit as per prevailing Income Tax laws |
