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 Home > Life Insurance Plans > Wealth Creation Plans > Why ICICI Pru Pinnacle Retirement Solutions
Why ICICI Pru Pinnacle
ICICI Pru Pinnacle at a glance
Features and benefits of ICICI Pru Pinnacle
Fund options available with ICICI Pru Pinnacle
Download ICICI Pru Pinnacle brochure
 

Why ICICI Pru Pinnacle

Solutions for retirement

ICICI Pru Pinnacle is a unit linked insurance policy that offers the advantage of varying exposure to equities along with downside protection, so that your investments are protected in financially volatile times. It also offers a limited premium payment term while allowing you to enjoy insurance protection for a longer period.

 

Guaranteed NAV

 

With ICICI Pru Pinnacle, we guarantee the highest Net Asset Value (NAV) recorded on a daily basis, in the first 7 years of the fund, subject to a minimum of Rs.10. The guarantee will be applicable only at maturity. The period of 7 years starts from the date of launch of Pinnacle Fund and will end on the completion of 7 years (from 24/10/09 to 24/10/16).

 

At maturity, the higher of Fund Value (Units X NAV) and Guaranteed Value (Units X Guaranteed NAV) as on the maturity date shall be payable.

 

 

Scenario 1

Scenario 2

Number of Units at maturity
(A)

50,000

50,000

Guaranteed NAV
(B)

Rs.20

Rs.20

NAV on maturity date
(C)

Rs.15

Rs.25

Guaranteed Value
(A x B)

Rs 10.0 lacs

Rs 10.0 lacs

Fund Value
(A x C)

Rs 7.5 lacs

Rs.12.5 lacs

Higher of (Guaranteed Value, Fund Value)

Rs. 10.0 lacs

Rs. 12.5 lacs

 

 

Not only this, ICICI Pru Pinnacle gives a boost of additional allocation amounting to 3% of Fund Value on the day of maturity (Guaranteed NAV will not be applicable to additional allocation)

 
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