Simply choose from our range of Insurance plans below

• Additional Allocation : Additional allocation of units from 6th year onwards that will result in more than 100% allocation to funds on premium payment.
• Loyalty Bonus : At the end of every five policy years, starting from the 10th policy year, paid irrespective of the premium payment status.
• Partial Withdrawals : One partial withdrawal upto a maximum of 20% of the Fund Value allowed every three years starting from the sixth policy year.
• Death benefit :  Nominee shall receive Sum Assured (reduced by amount of partial withdrawals) or Fund Value, whichever is higher.
• Maturity benefit : Fund value. Alternatively, settlement options can be chosen.
  

• Maturity Benefit : At maturity the Fund Value including the Top up Fund Value (if any) shall be payable. Alternatively, you can opt for the Settlement Option available.
• Additional Allocation Of Units : There will be additional allocation of units every year at 2% of annual premium starting from the 6th year up to the end of the policy term, only on payment of due premium.
• Death Benefit : Sum Assured (reduced by amounts of partial withdrawals) or  Fund Value, whichever is higher.
• Loyalty Additions : A Loyalty Addition will be allocated every fifth policy year of the wealth management plan, starting from the end of the 10th policy year. This will be equal to 2% of the average of Fund Values on the last day of eight policy quarters preceding the said allocation and will be paid irrespective of the premium payment status.

With ICICI Pru Premier Wealth, you have the option to choose from two unique portfolio strategies. These are:

• Trigger Portfolio Strategy : For a wealth plan investor, maintaining a pre-defined asset allocation is a dynamic process and is a function of constantly changing markets. The Trigger Portfolio Strategy enables you to take advantage of substantial equity market swings and invest on the principle of “buy low, sell high”. This strategy also allows you to protect gains made from equity market investments from any future equity market volatility, in a systematic manner.
  
  Under this strategy, your investments will initially be distributed between two funds -  Multi Cap Growth Fund, an equity oriented fund, and  Income Fund, a debt oriented fund - in a 75%: 25% proportion. The fund allocation may subsequently get altered due to market movements. We will re-balance or re-allocate funds in the portfolio based on a pre-defined trigger event. 
• Fixed Portfolio Strategy : If you prefer actively managing your own investments,  we have a Fixed Portfolio Strategy. Under this strategy, you must choose your own asset allocation from any of the eight funds options. You can switch between these funds using our switch option.

We offer several options for you to buy as per your convenience. Choose from one of the following:

• Meet an advisor
• Visit your nearest branch