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 Home > Life Insurance Plans > Wealth Creation Plans > Features and Benefits of LifeStage Assure
Why LifeStage Assure
LifeStage Assure at a glance
Features and Benefits of LifeStage Assure
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Features and Benefits of LifeStage Assure

LifeStage Assure cushions your first investment from market uncertainties by providing a guarantee while allowing your future year premiums to benefits from the equity markets; in the long term.

 

LifeStage Assure also offers you two unique portfolio strategies:

 

  1. Life Cycle Based portfolio strategy
    • Age based Asset Allocation (Equity Debt mix)
    • Quarterly Rebalancing of Asset Allocation
    • Capital Preservation at maturity
  2. Fixed portfolio strategy
    • Allocate your investments into different asset classes using your personal judgment

 

  • 1st year premium used to provide a GUARANTEED MATURITY ADDITION between 100% and 450%; so that you can invest today without worrying about the market behavior in the short term.
  • Low premium allocation charges from the 2nd year onwards.
  • Life cycle based portfolio strategy to invest in right asset allocation to create ideal balance between Equity and Debt. Life cycle based portfolio strategy also ensures capital preservation at the time of policy maturity by systematic transfer to debt fund in the last 10 policy quarters
  • Cover continuance option is available which ensures continuance of life insurance cover, even if you wish to take a break in premium payment.
  • Option to change in chosen portfolio strategy 4 times in a policy term (CIPS - Change in Portfolio Strategy)
  • Option to withdraw your money systematically over a period of 5 years on the maturity of the policy
  • In the unfortunate event of death, your nominee will receive Sum Assured plus Fund Value

 

If you would like to know more about this plan, please click here for our advisor to contact you!

 

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