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These terms shall be in addition to, and not in derogation of, the base Terms and Conditions specified on the Website.
1. ICICI Prudential Life Insurance can only issue policies to NRIs residing in select countries.
2. This section of the Website provides templates of the forms that you would need to complete, and on the basis of which we shall determine whether to extend insurance cover to you, in respect of the various Life insurance products we offer (hereinafter "the Proposal Form(s)").
3. The Proposal Form(s) may be downloaded onto your computer system, or otherwise saved, in order to obtain a physical copy of the relevant Proposal Form(s). The Proposal Form(s) are provided herein for convenience only, and you may contact the Company or its advisors for being advised as to the scope of cover available and the policy terms, conditions and exclusions. Each of the Proposal Form(s) must necessarily be completed manually, in accordance with the instructions specified therein and submitted to us by mailing at the following address: Branch Manager - Customer Service & Operations ICICI Prudential Life Insurance ICICI Pru Life Towers 1089, Appasaheb Marathe Marg Prabhadevi Mumbai 400 025 India
4. If more than one Proposal Form is submitted on same life in respect of the a Life insurance product, we shall exercise our discretion in determining on the basis of which Proposal Form insurance cover is to be extended, if any.
5. Please do not complete any Proposal Form(s) without familiarizing yourself with and understanding the scope of cover available and the policy terms, conditions, exclusions. If you require any clarifications or assistance in completing the relevant Proposal Form(s), kindly contact us at nri@iciciprulife.com
6. The submission of the relevant Proposal Form(s) and subsequent receipt by us does not constitute an acceptance by us of the risk described therein.
7. We reserve the right of not accepting or processing any Proposal Form(s) submitted to us different than the form which appears herein. The Company reserves the right to alter or decline the proposal of insurance based on its internal rules and norms.
8. All Proposal Form(s) appearing in this section are the subject matter of intellectual property protection as applicable and available, and we reserve all such rights. We are the sole owners of all intellectual property rights subsisting in the Proposal Form(s), and the same may not be used for any purpose or in a manner other than as described herein.
9. The acceptance of risk will be subject to the Underwriting decision of the Company. Under exceptional cases, based on underwriting requirements, we may make some alterations in the premium amount communicated to you.
10. In addition to the Proposal form the Company reserves the right to ask for further information.
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