ICICI Pru Unit Linked Accidental Death Rider

To enhance the protection of your unit linked policy you can select this rider to provide additional benefit.

Additional Accidental Death Benefit:

  • If you have an accident that results in your death during the term of the rider, the Rider Sum Assured will be paid to your nominee.

ICICI Pru Accidental Death Rider at a glance

Minimum / Maximum age at entry

18 / 55 years

Premium payment term

Outstanding Policy term of your base policy

Policy term

Same as the base policy, subject to the maximum cover ceasing age of 65 years

Rider Sum Assured

Equal to the Sum Assured of the base policy, subject to a maximum of Rs 50 lakh.


  • The charge for this rider will be deducted by cancellation of units on a monthly basis.
  • The charge is independent of age and is Rs 45 p.a. per Rs 1 lakh of Rider Sum Assured.
  • This charge is guaranteed for the term of the contract.

How does the rider work?

  • Select from any one of these ULIP plans Smart Life, Wealth Builder II, Elite Life II and Elite Wealth II, as Base policy.
  • Attach Accident Death Rider to the base policy at inception or at any subsequent policy anniversary, subject to the age restrictions mentioned above.
  • Enjoy the additional life cover throughout the outstanding policy term of the base policy.