Pay Online Instantly
Online Premium payment enables you to make renewal premium payments and revive your policies through our website www.iciciprulife.com.
To avail this facility, you have to log into your customer account and choose the ‘Pay Premium’ option. Payment options for premium payment are credit card (Master/Visa) and Net Banking.
Banks for which Net Banking facility is available are:
ICICI Bank
HDFC Bank
Citibank
Axis Bank
State Bank of India
ABN Amro Bank
IDBI Bank
Kotak Mahindra Bank
Punjab National Bank
Bank of India
Union Bank of India
IndusInd Bank
Yes Bank
Oriental Bank of Commerce
Centurion Bank
Karnataka Bank
Corporation Bank
Indian Overseas Bank
Vijaya Bank
South Indian Bank
City Union Bank
Bill Desk
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You can also authorize your premium payments online through Bill Desk.
Register yourself at Bill Desk and follow the instructions on their web-site.
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Bill Junction
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You can authorize your premium payments online through Bill Junction.
Register yourself at Bill Junction and follow the instructions on their web-site.
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Credit Card
You can use the convenience of a Credit Card (Mastercard/Visa/American Express) to make your premium payments.
All you have to do is to submit this form along with a clear photocopy of the front side of your Credit Card.
You can submit this form at any of our branch offices, mail it to our communication address or hand it over to your advisor.
Direct Debit
The Direct Debit facility is another automated facility which enables you to set up auto-debit instructions on your bank account for regular debit of your premium amounts. Depending on your premium due date, the premium gets directly debited from your bank account.
In order to avail of this service, your Direct Debit mandate would have to be successfully registered with us. Do note that the first auto-debit payment through the direct debit facility may not occur on the policy due date.
To avail this facility, you have to submit the duly filled ECS/Direct Debit Mandate along with a cancelled cheque. On receipt of the same, the Direct Debit facility would be activated for your policy.
You can submit this form at any of our branch offices, mail it to our communication address or hand it over to your advisor.
The Direct Debit facility is currently available to all account holders of ICICI Bank, UTI Bank, IndusInd Bank, IDBI Bank, Kotak Mahindra Bank (All Branches), Punjab National bank (selected Branches) and Bank of Baroda.
Easy Bill
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You have an option to pay your premium through cheque at Easy bill outlets spread across select cities. You will get an instant acknowledgement for your payment.
Click here for an Easy Bill outlet nearest to you.
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Electronic Clearing System
ECS is an automated facility which debits your premium from the bank account specified by you, on your premium due date. In case of the premium due date falling on a holiday, the premium amount would be deducted on the next working day. Premium payment for ECS locations under the Non-rolling settlement category may not be deducted on the Premium Due Date. This is applicable for all active (in force) policies.
To avail this facility, you have to submit the ECS form along with a cancelled cheque (which helps us record the MICR code of your bank- see image). Once you submit this form, we can activate the ECS facility for your policy number.
We offer you an ECS preference date option wherein you can now choose a preferred ECS debit date. Your bank account would be debited on this debit date provided instead of the premium due date. Please note the following points related to this servicing option
- This is applicable for an existing policy on ECS payment mode
- The preferred account hit date is for purpose of premium debit only.
- NAV applicable on the account hit date would be allotted to the policy account
- All policy benefits would be applicable as per the premium due date mentioned in the policy document
- All account details related to ECS debit would remain the same (as provided in the ECS mandate)
You can submit this form at any of our branch offices, mail it to our communication address or hand it over to your advisor.
To know more about ECS location, click here.
Post Dated Cheques (PDC)
Payments though PDC is an option whereby you can make your premium payments by submitting a minimum of 6 post dated cheques. The cheques would then be submitted for clearing on relevant due dates.
All you have to do is submit the PDC application form along with 6 post dated cheques. You can submit the form at any of our branch offices, mail it to our communication address or hand it over to your advisor.
Only locally payable cheques can be accepted.
Premium Payment through SMS
Now you don’t need to carry cash/cheque book/credit cards or visit any branch to make your premium payments. Your premium payments can be made anytime and from anywhere by sending a simple sms. Premium payments can be authorized through your Master/Visa Credit Cards issued by any bank.
All you have to do is:
- Register your mobile number and Credit Card details (card no, expiry date and CVV number) by sending an SMS “Mchek” to 56767. You can also register online by visiting the www.mchek.com
- Choose a 6 digit PIN which would serve as your security code for making payments
- You would receive a confirmation SMS on successfully completing the registration process on the same mobile number
- Once registered, you can make payments by sending an SMS Mchek <8-digit policy no> <premium amount> to 56767
- Transaction status will be forwarded to the same mobile number used for the transaction and you would get the next working day’s NAV*. (* applicable only for Unit Linked policies)
Skypak Drop Boxes
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You can drop your premium cheques at any of the authorized Skypak drop boxes in your area.
Click here for the list of Skypak drop boxes.
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MINC Drop Box
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You can drop your premium cheques at any of the authorized MINC drop boxes in your area.
Click here for the list of MINC drop boxes.
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Others
Federal Bank
All our policy holders in Kerala have an option to make their premium payments at any of the branches of Federal Bank, without any transaction / service charges. You can either pay by Federal Bank cheque or by cash through the special deposit slips made available at all the bank branches. Please contact your Federal Bank branch for further details.
Infinity
Existing ICICI Bank customers have the option of paying their premiums through the Infinity facility. Infinity, like Bill Desk and Bill Junction, allows you to authorize your premium payments online. For details please contact your ICICI Bank Branch.
Customers who have Net Banking accounts with any of the below mentioned partner banks can go to the respective website and make online premium payments (service provided by BillDesk):
ABN Amro Bank
Bank of Baroda
Bank of India
Bank of Maharshtra
Barclays Bank
Central Bank of India
Centurion Bank of Punjab
Citibank
Corporation Bank
Cosmos Bank
Dena Bank
HDFC Bank
IDBI Bank
Indian Bank
IndusInd Bank
Jan Kalyan Sahakari Bank
Kotak Mahindra Bank
Punjab & Maharashtra Bank
Punjab National Bank
State Bank of India
Suvidha
Syndicate Bank
Union Bank of India
Visa BillPay
Yes Bank
Karnataka Bank
All policy holders in Karnataka have an option to make their premium payments at any of the branches of Karnataka bank. Premium can be paid by way of cash, local cheque or DD. Payment by way of outstation cheques cannot be accepted. Please contact your Karnataka Bank branch for further details.
