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Loyalty Addition: A loyalty addition equal to 1.5% of Fund Value will be allocated at the end of every fifth policy year. These additions will be made only if 3 full years’ premiums are paid within the completion of first 3 policy years.
Trigger Portfolio Strategy: A unique portfolio strategy to protect gains made in equity markets from any future equity market volatility while maintaining a pre-defined asset allocation.
Fixed Portfolio Strategy: Choose from 8 investment funds to invest your money, based on your financial goals and risk profile. You can switch funds 4 times a year, at no cost. For subsequent switches you will be required to pay a switch fee of Rs. 100.
Partial withdrawal benefit: To ensure liquidity, you will be entitled to make one partial withdrawal, every three policy years, up to a maximum of 20% of the Fund Value. The partial withdrawals are free of cost. The minimum partial withdrawal amount is Rs. 2,000. Partial withdrawals will be allowed after completion of five policy years and on payment of at least three full years' premium.
Flexibility to choose the date from which you want to start receiving pension: Choose to start receiving your pension from anytime between 50-80 years, according to your requirement.
Enjoy the flexibility to choose from 5 pension options: through which you can receive your pension.
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