Fund options available with ICICI Pru Elite Pension

1. Pension Balancer II
   
   Objective: To provide a balance between long-term capital appreciation and current income through investment in equity as well as fixed income instruments in appropriate proportions depending on market conditions prevalent from time to time.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	40	0
   Debt, Money market & Cash	100	60

   
   
   Potential Risk- Reward profile of the fund: Moderate
   
   
2. Pension Protector II
   
   Objective: To provide accumulation of income through investment in various fixed income securities. The Fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Debt, Money market & Cash	100	100

   
   
   Potential Risk- Reward profile of the fund:  Low
   
   
3. Pension Preserver
   
   Objective: To provide suitable returns through low risk investments in debt and money market instruments while attempting to protect the capital deployed in the fund.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Debt Instruments	50	0
   Money market & Cash	100	50

   
   
   Potential Risk- Reward profile of the fund: Capital Preservation
   
   
4. Pension Flexi Growth II
   
   Objective: To generate Superior long- term returns from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	100	80
   Debt, Money market & Cash	20	0

   
   
   Potential Risk- Reward profile of the fund: High
   
   
5. Pension Flexi Balanced II
   
   Objective: To achieve a balance between capital appreciation and stable returns by investing in a mix of equity and equity related instrument of large, mid and small cap companies and debt and debt related instruments.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	60	0
   Debt, Money market & Cash	100	40

   
   
   Potential Risk- Reward profile of the fund: Moderate
   
   
6. Pension Multiplier II
   
   Objective: To provide long-term capital appreciation from an equity portfolio predominantly invested in NIFTY scripts.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	100	80
   Debt, Money market & Cash	20	0

   
   
   Potential Risk – Reward profile of the Fund: High
   
   
7. Pension R.I.C.H. II
   
   Objective: To generate superior long-term returns from a diversified portfolio of equity an equity related instruments of companies operating in four important types of industries viz., Resources, Investment-related, Consumption-related and Human capital leveraged industries.
   
   

   Indicative Portfolio Allocation	Max (%)	Min (%)
   Equity & equity related securities	100	80
   Debt, Money market & Cash	20	0

   
   
   Potential Risk-Reward profile of the fund: High
   
   
8. Pension Return Guarantee Fund (PRGF)
   
   Objective: The fund seeks to provide guaranteed returns through investment in a diversified portfolio of high quality fixed income instruments.
   
   

   Portfolio Allocation	Max (%)	Min (%)
   Debt, Money market & Cash	100	100

   
   
   Risk-Reward Profile of the Fund: Low

More about Return Guarantee Fund