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 Home > Retirement > Fund options available with ICICI Pru LifeStage Pension Pension Plans
Why LifeStage Pension
LifeStage Pension at a glance
Key Benefits of LifeStage Pension
Fund options with LifeStage Pension
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Fund options available with ICICI Pru LifeStage Pension

Life Stage Pension
  1. Pension Flexi Growth

    Objective :  To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Equity & Related Securities

    100

    20

    Debt, Money Market & Cash

    80

    0


    Risk- Reward profile of the Fund: High

  2. Pension Flexi Balanced

    Objective :  To achieve a balance between capital appreciation and stable returns by investing in a mix of equity and equity related instruments of large, mid and small cap companies and debt and debt related instruments.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Equity & Related Securities

    60

    0

    Debt, Money Market & Cash

    100

    40


    Risk- Reward profile of the Fund: Moderate

  3. Pension Protector

    Objective: To provide accumulation of income through investment in various fixed income securities. The fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Debt Instruments, Money Market & Cash

    100

    100


    Risk- Reward profile of the Fund: Low

  4. Pension Maximiser (This Fund shall not be available for investment to those Policyholder whose application is received by the company’s office after February 22, 2008)

    Objective: To provide long-term capital appreciation through investments primarily in equity and equity-related instruments.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Equity & Related Securities

    100

    75

    Debt, Money Market & Cash

    25

    0


    Risk- Reward profile of the Fund: High to those policyholder whose application is received at the Company’s office after February 18, 2008)

  5. Pension Balancer

    Objective: To provide a balance between long-term capital appreciation and current income through investment in equity as well as fixed income instruments in appropriate proportions depending on market conditions prevalent from time to time.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Equity & Related Securities

    40

    0

    Debt, Money Market & Cash

    100

    60


    Risk- Reward profile of the Fund: Moderate

  6. Pension Preserver

    Objective: To provide suitable returns through low risk investments in debt and money market instruments while attempting to protect the capital deployed in the fund.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Debt Instruments

    50

    0

    Money Market & Cash

    100

    50


    Risk- Reward profile of the Fund: Capital Preservation

  7. Pension Multiplier (This Fund shall be available for investment to those policyholders whose application is received at the Company’s office on or after February 23, 2008)

    Objective:  To provide long-term capital appreciation from an equity portfolio predominantly invested in NIFTY scrips.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Equity & equity related securities

    100

    80

    Debt, Money market & Cash

    20

    0


    Potential Risk-Reward profile of the Fund: High

  8. Pension R.I.C.H. (This fund shall be available for investment to those policyholders whose application is received at the Company’s office on or after March 15, 2008)

    Objective: To generate superior long-term returns from a diversified portfolio of equity an equity related instruments of companies operating in four important types of industries viz., Resources, Investment-related, Consumption-related and Human capital leveraged industries.

    Indicative Portfolio Allocation

    Max (%)

    Min (%)

    Equity & equity related securities

    100

    80

    Debt, Money market & Cash

    20

    0


    Potential Risk-Reward profile of the fund: High

  9. Pension Return Guarantee Fund (PRGF)

    Objective: The fund seeks to provide guaranteed returns through investment in a diversified portfolio of high quality fixed income instruments.

    Portfolio Allocation

    Max (%)

    Min (%)

    Debt, Money market & Cash

    100

    100


    Risk-Reward Profile of the Fund: Low


More about Return Guarantee Fund 

 

 

 

 

 

 

Disclaimer :
© 2009, ICICI Prudential Life Insurance Co. Ltd
Registered Address: - ICICI Prulife Tower, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025; Reg No: - 105
Insurance is the subject matter of the solicitation.
For more details on the risk factors, term and conditions please read sales brochure carefully before concluding the sale.
Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns.
Funds apart from return guarantee fund do not offer guaranteed or assured returns.
Investments are subject to market risk.
In this policy, the investment risk in the investment portfolio is borne by the policy holder.
Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time.
Service tax & education cess will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.
Advt number: W/II/126/2008-09
Lifestage Pension: Form No U49: UIN 105L075V01, Lifetime Gold: Form No. – U53, UIN: 105L077VO1; Lifetime Super Pension: No. – U40, UIN: 105A019V01; Lifestage RP: No. – U48, UIN: 105L073V01; LifeLink Super : UIN 105L053V01; ICICI Pru Health Saver UIN 105L087V01; LifeLink Super Pension UIN:105L057V01; Premier Life Pension UIN - 105L074V01

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