- Limited premium payment term: Pay premiums for only 3 years.
- Flexibility to increase your investment: invest your surplus money over and above your premiums as top ups, at any time during the policy term.
- Additional allocation of units: There will be an additional allocation of units at the end of every 5th policy years at the rate of 1.5% of the average of the daily fund values in the policy year preceding the said allocation. Additional allocation of units will be made only if all due premiums have been paid within the completion of first 3 policy years.
- Choose from 8 investment funds to invest your money: select from 8 funds, based on your financial goals and risk profile. You can switch funds 4 times a year, at no cost. For subsequent switches you will be required to pay a switch fee of Rs. 100.
- Flexibility to choose the date from which you want to start receiving pension: choose to start receiving your pension from anytime between 50-80 years, according to your requirement.
- Enjoy the flexibility to choose from 5 pension options: through which you can receive your pension.
- Tax benefits: receive up to one-third of the accumulated value as a tax-free lump-sum on your retirement day. Also enjoy tax benefits on the premiums you pay (under u/s 80 CCC) and tax exemptions on death benefits.
If you would like to know more about this plan, please click here for our advisor to contact you!
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