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1. Flexibility of a limited premium payment term: pay premiums for only 3 years or 5 years.
2. Flexibility to decrease your premiums: reduce your premium contribution up to the minimum allowed under the chosen premium payment term from the 2nd year onwards.
3. Flexibility to increase your investment:: invest your surplus money over and above your premiums as top ups, at any time during the policy term.
4. Flexibility to choose your retirement date: choose to start receiving your pension from anytime between 50-80 years, according to your requirement.
5. Choose from 7 investment funds to invest your money: select from 7 funds, based on your financial goals and risk profile. You can switch funds 4 times a year, at no cost. For subsequent switches you will be required to pay a switch fee of Rs. 100.
6. Enjoy the flexibility to choose from 5 pension options: through which you can receive your pension.
7. Tax benefits:: receive up to one-third of the accumulated value as a tax-free lumpsum on your retirement day. Also enjoy tax benefits on the premiums you pay (under u/s 80 CCC) and tax exemptions on death benefits.
If you would like to know more about this plan, please click here for our advisor to contact you!
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