LifeStage Pension Advantage

Pension Opportunities Fund : To generate
superior long-term returns for your
pension plans from a diversified portfolio
of equity and equity related instruments of
companies operating in four important types
of industries viz., Resources, Investment-
related, Consumption-related and Human Capital
leveraged industries.

Pension Multi Cap Growth Fund : To generate
superior long-term returns for your
pension plans from a diversified portfolio
of equity and equity related instruments of
large, mid and small cap companies.

Pension Bluechip Fund : To provide
long-term capital appreciation in
your pension plan from equity
portfolio predominantly invested in
NIFTY scrips.

Pension Multi Cap Balanced Fund : To
achieve a balance between capital
appreciation and stable  returns in
your pension plan by investing in a
mix of equity and equity related
instruments of large, mid and small
cap companies and debt and debt
related instruments.

Pension Income Fund : To
provide accumulation of
income in your pension plan
through investment in various
fixed income securities. The
fund seeks to provide capital
appreciation while maintaining
a suitable balance between return,
safety and liquidity.

Pension Money Market Fund : To provide
suitable returns for your pension
plans through low risk investments in
debt and money market instruments while
attempting to protect the capital
deployed in the fund.

Pension Return Guarantee Fund* : To
provide guaranteed returns for your
pension plans through investment in
a diversified portfolio of high
quality fixed income instruments.

Pension Dynamic P/E Fund : To provide
long term capital appreciation in
your pension plan through dynamic asset
allocation between equity and debt. The
allocation in equity and equity related
securities is determined by reference to
the P/E multiple on the NIFTY 50; the
remainder is to be invested in debt
instruments, money market and cash.