LifeTime Pension Maxima

Fund name & its objective Asset Allocation (Min) (Max) Risk Reward
Profile

Pension Opportunities Fund : To
generate superior long-term
returns in your pension plan from
a diversified portfolio of equity
and equity related instruments of
companies operating in four
important types of industries viz.,
Resources, Investment-related,
Consumption-related and Human
Capital leveraged industries.

Equity & Equity
Related securities
80% 100% High
Debt, Money Market Cash 0% 20%

Pension Multi Cap Growth Fund : To generate
superior long-term returns in
your pension plan from a diversified
portfolio of equity and equity related
instruments of large, mid and small
cap companies.

Equity & Equity
Related securities
80% 100% High
Debt, Money Market Cash 0% 20%

Pension Bluechip Fund : To provide
long-term capital appreciation
in your pension plan from equity
portfolio predominantly invested
in NIFTY scrips.

Equity & Equity
Related securities
80% 100% High
Debt, Money Market Cash 0% 20%

Pension Multi Cap Balanced Fund : To
achieve a balance between capital
appreciation and stable returns
in your pension plan by investing
in a mix of equity and equity
related instruments of large, mid
and small cap companies and debt
and debt related instruments.

Equity & Equity
Related securities
0% 60% Moderate
Debt, Money Market Cash 40% 100%

Pension Income Fund : To provide
accumulation of income in your
pension plan through investment
in various fixed income securities.
The fund seeks to provide capital
appreciation while maintaining a
suitable balance between return,
safety and liquidity.

Debt Instruments
Money Market &
Cash
100% 100% Low

Pension Money Market Fund : To provide
suitable returns for your pension plan
through low risk investments in debt
and money market instruments while
attempting to protect the capital
deployed in the fund.

Debt Instruments 0% 50% Capital
preservation
Money Market &
Cash
50% 100%

Pension Return Guarantee Fund (PRGF)*:
To provide guaranteed returns for your
pension plan through investment in a
diversified portfolio of high quality
fixed income instruments

Debt Instruments,
Money Market
Cash
100% 100% Low

Fund name & its objective P/E Range Allocation in Equity and
Equity related securities
Risk-Reward
Profile

Pension Dynamic P/E Fund : To provide
long term capital appreciation in
your pension plan through dynamic asset
allocation between equity and debt. The
allocation in equity and equity related
securities is determined by reference to
the P/E multiple on the NIFTY 50; the
remainder is to be invested in debt
instruments, money market and cash.

<14  90% to 100% High
14-16 80% to 100%
16-18 60% to 100%
18-20 40% to 80%
>20 0% to 40%

* For Pension RGF (Return Guaranteed Fund) details, please refer to the product brochure. ,