Experience of settling over 79,000 individual
death claims since inception (as on December 31, 2013).
Assets Under Management of over Rs.77,393.09 crores (as on December 31, 2013)
Profit after tax stands at Rs.
1,496 crores for financial year 2013
"I was getting confused with so many different brands. When
you look at the basic and the fundamentals, you know who you can rely
on in the long term and the figures are out there for
everyone to see." - Mr. Vikram Singh
"The online buying experience was simply superb and easy. I am
proud to be associated with a company which stands by
its words." - Yogesh Garg
We believe every claim is a fulfillment of a promise that we
have made to our policy holders. We are committed towards securing the
future of your loved ones in a quick and efficient manner.
Honouring every claim is our top priority. As per IRDA's Annual report for FY 2012-13, our claim settlement ratio is 96.29% ,which is one of the best among all private life insurance companies.
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Total Sum Assured of all policies from ICICI Prulife:
Total Sum Assured of all policies from Other Insurers:
Testimonials provided by the policyholders are their personal
comments/views based on their personal experience and shall not be taken
as professional advice. ICICI Prudential is just a facilitator of the
views/comments provided by the policyholder.
additional benefits paid at the end of Policy term
Assumed Rate of return
Total Estimated Regular Additions
Total Estimated Maturity Addition
For more details of the above benefits, please refer to the
illustration in the Preview section just before making the payment.
If your policy offers guaranteed returns, then these will be
clearly marked "guaranteed" in the Benefit Illustration on this page.
These assumed rates for the RA and the MA are projected assuming a gross
interest rate of 8% and 6% for this illustration only. The maturity
benefit of your policy is dependent on a number of factors, including
1. Tax amount is calculated by applying tax rate on premium
paid or Rs.1,00,000 whichever is lower.
2. The quantum of Income tax benefits mentioned in the
illustration is based on rate of tax which is currently prescribed under
Finance Act, 2012. The rate used for calculation of the income tax
benefits is inclusive of the applicable cess @ 3% on tax. This rate is
subject to change as per the provisions of the Finance Acts for the
future years, as a result of which the quantum of tax benefits
illustrated may either reduce or increase in future. Tax benefits are
subject to conditions specified under section 10(10D) and section 80C of
the Income Tax Act, 1961 and are subject to amendments from time to
3. It is always advisable for a customer to take an
independent view from his tax experts. ICICI Prudential Life Insurance
Company Limited will not be responsible in cases where any tax benefits
as stated above are denied to the policyholder.
Covers death from all causes,including terrorist attacks.
Total Premium quoted here is the final premium you need to pay. No revisions are done based on any medical reports, because iCare has no medical tests.
Assurance of ICICI Pru Life
Experience of handling more than 73,000 claims till date,with a Claims Acceptance Ratio of 96.53% (As per
IRDA Annual Report FY 2011-2012).
would enable us to reach out to you for information on the product,
assistance on application form or for gathering any feedback, as we
certainly respect your privacy.
As per prevailing law, the service tax (including education cess) rate
is 12.36%.For more details refer to the product Brochure
*The life insurance cover will commence on the date of
acceptance of proposal. After submission of the application form, if it
is found that the customer has existing policies which have not been
disclosed and due to which, there is a change in the underwriting
decision of the Company, the Company will withdraw the cover subject to
Section 45 of the Insurance Act, 1938. The maximum benefit payable on
death, excluding the Accidental Death Benefit under ICICI Pru iCare
Option II, in respect of all policies issued on the same Life Assured
will be limited to the maximum Sum Assured applicable for this product.
The additional Accidental Death Benefit payable under ICICI Pru iCare
Option II in respect of all policies issued on the same Life Assured
will be limited to Rs. 50 lakhs