10 lakh Cancer Cover
This plan is available for people aged 30 and above
1 The above mentioned premium rate is for Rs. 10 Lakh Cancer Cover for a 25 year old healthy male for a policy term of 20 years. The monthly mode premium amount works out to Rs. 61 per month
2 A lump sum is paid out on diagnosis of any of the listed conditions. This payout is based on the level of the condition. In any case, the total payout in the policy cannot exceed 100% of the Sum Assured of the cover selected. Please refer to the sales brochure to know about the payouts at different level of condition.
3 The Company shall waive all future premiums on a claim of Minor condition under the chosen cover; or on the diagnosis of Permanent Disability (PD)of the Life Assured due to an Accident. If both Cancer cover and Heart cover are chosen such waiver is allowed on a minor/major condition claim under either Cancer cover or Heart cover; or on the diagnosis of PD. This benefit is available only if the Policy is in force as on the date of diagnosis of the condition/at the time of accident.
4 In case of Minor Conditions, the total payout will be capped at 100% of the Sum Assured.
^The above premium shown is for a 25 years old female under the monthly mode without any additional benefits for a cancer cover of Rs. 10 lakhs for a policy term of 20 years. This is not a binding option you may also choose to opt for only heart/ only cancer cover/ or both as per your protection needs. You can also add the other benefits options available with this plan. Please read the sales brochure for more details.
Complete protection from cancer refers to protection from listed conditions of cancer as skin cancer and pre-existing cancer is not covered.
`The claim payout is based on the severity of the listed conditions. The payout is subject to validation of requisite documents like, claim form, original policy document, medical documents/investigation report supporting the diagnosis, doctors certificates etc. confirming the diagnosis. Additional documents, if any may be called for on a case to case basis. In any case the total payout in the policy cannot exceed 100% of the sum assured of the cover selected. Please read the sales brochure carefully to know more about the payouts at different level of conditions.
#Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.
~Cancer cover provides protection against pre-cancerous (Carcinoma-in-Situ),Early stage of cancer and severe stages of cancer. Zero stage cancer refers to Carcinoma-in-Situ of any organ (except skin) as per standard medical classification. Refer - http://www.cancerresearchuk.org/about-cancer/what-is-cancer/stages-of-cancer. Heart cover provides protection against the most common listed heart problems. However Pre-Existing Diseases are not covered. Please refer the sales brochure carefully to know more about the illnesses covered.
' Non-medical limits are applicable on a total sum assured of 25lakh under the Heart Cover and 50lakh under the Cancer Cover as per the Company’s underwriting policy
^^Under a particular cover, for the multiple Minor conditions claims to be admissible, there needs to be a period of at least 6 months between the date of diagnosis of a Minor condition claim and date of diagnosis of subsequent Minor condition claim. However this requirement of 6 months is not applicable in case of diagnosis of a major condition claim following a minor condition claim. Under Cancer cover, multiple Minor condition claims from the same organ will not be admissible.
All premium amounts mentioned above are inclusive of taxes.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837
© 2016, ICICI Prudential Life Insurance Company Limited. Registered Address:- ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. UIN: 105N154V01. Advt. No.: