Claim payout on detection of disease.Premiums as low as Rs. 99 per month

I want Heart + Cancer cover of

This cover includes:
  • Heart and Cancer cover
  • Waiver of premium in case of any claim
You can add more benefits later:
  • Hospital Benefit
  • Monthly Income Benefit
  • Increasing Cover Benefit
Heart + Cancer

Your monthly premium is

9,251 for Inclusive of all taxes

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Select your plan

Heart & Cancer cover of

This cover includes:
  • Heart and Cancer cover
  • Waiver of premium in case of any claim
You can add more benefits later:
  • Hospital Benefit
  • Monthly Income Benefit
  • Increasing Cover Benefit
Heart + Cancer

Your annual premium is

9,251 for 5 years Inclusive of all taxes

YOUR BENEFITS

Benefits for you and your spouse

Term : 5 Year

Payment mode: Regular Premium

All future premiums waived off in case of a claim

Total Premium (You + Spouse) :

HOW DOES THE PRODUCT WORK?

  • Product Product

    Rajeev recovered effectively without inflicting any financial hardships on his family!


    Rajeev is a civil engineer aged 37. Aware of the steep costs involved in treatment of illnesses like heart ailments and cancer, he looks out for a specialized plan along with his existing health insurance. After researching online, he buys a heart cover of Rs. 25 Lakhs under ICICI Pru Heart/Cancer protect with the increasing cover rider, which adds Rs 2.5 lakhs (10% of base cover) to his sum assured every year. He saves on his premium by taking the Single Pay option, and is able to save taxes under section 80D that year. In the final year of the policy, Rajeev suffers a heart attack and is in need of an immediate surgery, ICICI Pru Heart/Cancer Protect pays out 100% of the sum assured immediately, to help him carry out the surgery in a facility of his choice. It also pays out Rs. 12.5 lakhs as increased cover (Rs. 2.5 lakhs*5) as he had smartly chosen the rider.

  • Product Product

    Quality care, along with determination leads Radhika to a full recovery !


    Radhika is a media professional aged 35. Skeptical about her existing health insurance policy being sufficient, she looks out for a specialized health plan. After considering various plans online, she buys a cancer cover for 50 lakhs under ICICI Pru Heart/Cancer Protect with the income benefit option, which pays her 1% of total cover monthly for five years, as an income replacement. She saves on her premium using the single pay option (5 Years), and gets tax benefits under section 80D. In the fourth year, she gets diagnosed with breast cancer. The plan comes into force as soon as she is diagnosed and pays out 100% of the cover to let her start treatment in a facility of her choice. The income benefit also starts paying out Rs.50,000 monthly to help her family meet their needs despite her condition.

BENEFITS OF ICICI Pru Heart / Cancer Protect

  • Specialized Health Insurance Plan

    Heart/Cancer Protect stands out from other health plans with lumpsum payouts, cover upto 75 lakhs and waiver of premiums.

  • Payout on Diagnosis

    Get your cover amount even before you're hospitalized. Heart/Cancer protect pays out early, to help you get the best treatment.

  • Increasing cover upto 200%

    Double your cover with time, to combat ever increasing medical costs.

  • Hospital of your choice

    Get treated anywhere you choose, without restrictions of network hospitals.

  • Savings on family cover

    Save on your premium while insuring your family's health, with the family benefit option.

  • 80D tax benefit#

    Save tax each year upto Rs. 25,000 for premiums paid under section 80D of the Income Tax Act.

Life Assured 1
Life Assured 2
  • 50 lakh
    40 lakh
  • 25 lakh +
    20 lakh +
  • 25 lakh
    20 lakh
  • 35 Years
    35 Years
  • Male
    Female
    Male
    Female
  • No
    No
  • 5 Years
    5 Years
  • Monthly
    Monthly
  • 18,502 18,502
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