Protection against 34 critical illnesses ^

This is designed for Life and Health option of iProtect Smart and the customer has the choice of purchasing other varients of the product as per his/her needs and choice and there is no compulsion to purchace this varient as suggested by the insurer and as presented in this advertisement

Your quote is just 3 clicks away

Disclaimer

^ The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor’s certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the Sales brochure. Critical Illness Benefit is optional and available under Life and Health and All in One options.

The payout method chosen under this plan is lumpsum, however the customer has the choice of choosing other payout methods like Income, Increasing income and lump sum plus income.

~ Tax benefit of Rs 54,075 is calculated at highest tax slab rate of 30.9% (including Cess) on insurance premium u/s 80C/80CCC of Rs 1,50,000 and health premium u/s 80D of Rs 25,000. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

* As per company buy online data

# Total cost of cancer treatment of Rs. 23 Lakh is calculated as: 1. Chemotherapy per cycle^1 = Rs. 63,000 – Rs. 1,90,500 2. Targeted therapy of 5-6 sessions^2 = Rs 20 Lakh 3. PET-CT Scan^1 = Rs. 19,050 – Rs 28,575 http://www.medgurus.org/cost-of-Cancer-treatment-in-india/ http://www.indiahealthcaretourism.com/average_cost_of_treatment.php

** This is subject to realization of payment and documents

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837

© 2016, ICICI Prudential Life Insurance Company Limited. Registered Address:- ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. UIN:105N151V03. Advt. No.: W/II/2034/2017-18

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to public that

IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.

IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Your quote is just 2 clicks away

Your quote is just 1 click away

  • Critical illness cover^

    (Life cover)

    Policy term

    premium

    (Incl of taxes)
    15,000
    This option is available only for premium more than Rs. 3600.
In case of any medical tests, your reports will be directly send to email ID
We will send the brochure link to the phone number

How Does the product work

  • Anil, 32 Years old, Product Manager

    While he wants a term insurance to ensure that his family’s future is always secure, he also wants a critical illness benefit to cover the high medical treatment costs that come with a critical illness.

  • Priya, 35 Year old, Project manager

    She wants to ensure that her husband and 3 year old daughter have a secure financial future even in case of her untimely death. She chooses the Lump sum + Regular Income payout option.

How Does the product work

  • Priya, 35 Year old, Project manager

    She wants to ensure that her husband and 3 year old daughter have a secure financial future even in case of her untimely death. She chooses the Lump sum + Regular Income payout option.

  • Pooja, 32 Years old, Senior Software Engineer

    While She wants a term insurance to ensure that her family’s future is always secure, she also wants a critical illness benefit to cover the high medical treatment costs that come with a critical illness especially cancer.

How Does the product work

  • Anil, 32 Year old, Project Manager

    While he wants a term insurance to ensure that his family’s future is always secure, he also wants a critical illness benefit to cover the high medical treatment costs that come with a critical illness.

  • Amit, 35 Year old, Senior Software Engineer

    He wants to ensure that his wife and 3 year old daughter have a secure financial future even in case of his untimely death. He chooses ICICI Pru iProtect Smart. He chooses the Lump sum + Regular Income payout option

  • Anil buys ICICI Pru iProtect Smart

    • He chooses a life cover of 1 Crore & a critical illness cover of 20 lakhs
    • He chooses a Lump Sum payout option & a 43 year policy term
    • He pays an annual premium of 21,656 yearly
    32 year old
  • Anil is diagnosed with a critical illness

    • Critical illness cover of 20 lakhs paid out as lump sum
    • Life cover reduces to 80 lakhs
    • Premium reduces to 10,898
    32 year old
  • Anil’s untimely death

    • His nominee gets a lump sum payout of 80 lakhs
    44 years old
next
prev.
  • Priya buys ICICI Pru iProtect Smart

    • Priya chooses a life cover of 1 Crore
    • She chooses lump sum of 70 lakhs and regular income of 25,000 pm for 10 years
    32 years old
  • Priya’s death

    • Her husband and daughter get a lump sum amount of 70 lakhs and Regular Income of 20,000 every month for the next 10 years.
    52 years old
next
prev.
  • Pooja buys ICICI Pru iProtect Smart

    • She chooses a life cover of 1 Crore & a critical illness cover of 20 lakhs
    • She chooses a Lump Sum payout option & a 43 year policy term
    • She pays an annual premium of 19,328
    32 years old
  • Pooja is diagnosed with a critical illness

    • Critical illness cover of 20 lakhs paid out as lump sum
    • Life cover reduces to 80 lakhs
    • Premium reduces to 10,931
    40 years old
  • Pooja’s death

    • Her nominee gets lumsum death benefit of 75 lakhs
    52 years old
next
prev.
  • Amit buys ICICI Pru iProtect Smart

    • Amit chooses a life cover of 1 Crore
    • He chooses lump sum of 70 lakhs and regular income of 25,000 pm for 10 years
    35 years old
  • Amit’s death

    • His wife and daughter get a lump sum amount of 70 lakhs and Regular Income of 20,000 every month for the next 10 years.
    44 years old
next
prev.