This is designed for Life and Health option of iProtect Smart and the customer has the choice of purchasing other variants of the product as per his/her needs and choice and there is no compulsion to purchase this variant as suggested by the Insurer and as presented in this advertisement
* The critical illness benefit is an accelerated benefit, hence in case of CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout and correspondingly Life cover reduced by the same amount. The future premiums payable for the residual CI Benefit and correspondingly reduced Life Cover will reduce proportionately.
Only Doctor's certificate confirming diagnosis to be submitted.
The annual premium amount above is inclusive of taxes.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837