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Term Insurance Plan Premium Calculator

  • You need Life Cover of

    Is this enough?

    What’s this?
    X
       
    1.30 crore lifecover = 57,500 monthly income for life1

    Is this enough for your family?

    What’s this?
    X

    The term insurance cover from this plan is supposed to provide financial protection to your family after you. For example, in your absence, if the term insurance cover of 1.5Cr is invested in fixed deposit2 today, it can give your family a monthly income of 69,000. If this income, along with potential income from other sources, is not enough to secure your family’s future, then we recommend you increase the term insurance cover amount.

    close
    • you are

    • you were born on

    • Do you consume Tobacco?

      Select "No" for this question if in last 5 years you have not smoked cigarettes, bidis and cigars or consumed tobacco, ghutka, paan masala or any nicotine related products.

    YOUR PREMIUM:

    7631/- p.a.
    This option is available only for premium more than Rs. 3600.
    LIFE OPTION WITH POLICY TERM OF 20 YEARS AND REGULAR INCOME PAYOUT

      With this plan, you get:

    • Death Benefit 1.00 Crores

      Death benefit is the total cash payout that the nominee will receive in case of death of the life assured.

    • Terminal Illness Benefit

      You get 100% cash payout of the total life cover amount if you are diagnosed with terminal illness. The policy will close on payment of this benefit.

    • Waiver of premium on disability

      In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.

    YOU CAN CUSTOMISE YOUR PLAN WITH MORE FEATURES:
    34 CRITICAL ILLNESS BENEFIT
    ACCIDENTAL DEATH BENEFIT
    CHOICE OF POLICY TERM
    Proceed to customise plan
  • Your contact Information

    • First Name

       
    • Last Name

       
    • email

       

      You may be contacted regarding your quote through email, so please make sure we have your correct details.

    • Mobile number

       

      To make sure you get the right life insurance, we can call you to talk you through your needs and help you buy.

    By submitting my contact details here, I override my NDNC registration and authorise ICICI Prudential Life and its authorised representatives to contact me.

    Continue
  • Your Policy, your way

    • Life cover

      The total sum assured

         
    • Payment term

      The duration for which you wish to pay premium

    • Policy Term

      How long your policy continues

    • Payment Frequency

      How often you will pay premiums

    Payout options (Choose how your nominees should receive the payout)

    • Lumpsum

      The entire benefit as one payout.

    • Regular Income

      Lower premium with this payout option

      10% of the benefit amount will be paid out for 10 years in equal monthly instalments. The nominee can choose to get the first years benefit as a lump sum and the monthly income will start from the next month for 9 years.

      Know More
    • Increasing Income

      The benefit amount is payable in monthly instalments for 10 years starting with 10% of the benefit amount per annum in the first year. The income amount will increase by 10% per annum simple interest every year thereafter.

      Know More
    Plans death benefit / Terminal illness benefit

    Life Assured will receive sum assured in case of detection of terminal stage illness.

    Waiver of premium on Disability

    In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.

    Accidental death benefit of1 CRORE

    In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    Critical Illness Benefit

    The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.

    Maximum amount you can avail 1 Crore

    Your yearly Premium *
       
    N.A.
    7,631
    *inclusive of taxes
       
    N.A.
    7,200
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    close
    6,900
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
    Plans death benefit / Terminal illness benefit

    Life Assured will receive sum assured in case of detection of terminal stage illness.

    Waiver of premium on Disability

    In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.

    Accidental death benefit of1 CRORE

    In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    Critical Illness Benefit

    The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.

    Maximum amount you can avail1 Crore

    Your yearly Premium *
       
    N.A.
    7,631
    *inclusive of taxes
       
    N.A.
    7,200
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    close
    6,900
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
    Plans death benefit / Terminal illness benefit

    Life Assured will receive sum assured in case of detection of terminal stage illness.

    Waiver of premium on Disability

    In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.

    Accidental death benefit of1 CRORE

    In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    Critical Illness Benefit

    The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.

    Maximum amount you can avail 1 Crore

    Your yearly Premium *
       
    N.A.
    7,200
    *inclusive of taxes
       
    N.A.
    7,200
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    close
    6,900
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700
    *inclusive of taxes

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
  • You need Life Cover of

       

    The term insurance cover from this plan is supposed to provide financial protection to your family after you. For example, in your absence, if the term insurance cover of 1.5Cr is invested in fixed deposit2 today, it can give your family a monthly income of 69,000. If this income, along with potential income from other sources, is not enough to secure your family’s future, then we recommend you increase the term insurance cover amount.

    close
    • you are

    • you were born on

    • Do you consume Tobacco?

      Select "No" for this question if in last 5 years you have not smoked cigarettes, bidis and cigars or consumed tobacco, ghutka, paan masala or any nicotine related products.

    YOUR PREMIUM:

    7631/- p.a.
    This option is available only for premium more than Rs. 3600.
    LIFE OPTION WITH POLICY TERM OF 20 YEARS AND REGULAR INCOME PAYOUT
    • Death Benefit of - 1 Crore

      Death benefit is the total cash payout that the nominee will receive in case of death of the life assured.

    • Terminal Illness Benefit

      You get 100% cash payout of the total life cover amount if you are diagnosed with terminal illness. The policy will close on payment of this benefit.

    • Waiver of premium on disability

      In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.

    You can get additional features
    • 34 critical illness benefit

      You get protection against 34 life threatening illnesses. After this benefit is paid, the policy continues with a reduced life cover (Sum Assured less the Critical Illness benefit which is paid out). If the CI benefit paid out is equal to the sum assured, policy will be terminated on payment of CI benefit. Maximum amount that can be availed is1 Crore. This benefit is available with ICICI Pru iProtect Smart - All in One option and Life + Health option.

    • Accidental death benefit

      In case of death of the life assured due to an accident, nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is 2 Crore and will be paid as a lump sum. This benefit is available with ICICI Pru iProtect Smart - All in One option and Life + Health option.

    • Choice of policy term

      You can get protection for up to 40 years with Life and Life plus option and up to 30 years with the critical illness benefit option.

    Proceed to customise plan
  • Your contact Information

    • First Name

       
    • Last Name

       
    • Mobile number

       

      To make sure you get the right life insurance, we can call you to talk you through your needs and help you buy.

    • email

       

      You may be contacted regarding your quote through email, so please make sure we have your correct details.

    By submitting my contact details here, I override my NDNC registration and authorise ICICI Prudential Life and its authorised representatives to contact me.

    Continue