^^Data regarding AUM is as per Annual Report of the Company for FY2022
`Average turnaround time for non-investigated retail death claims from receipt of last requirement as per Annual report for FY2022
^Guaranteed Additions (GAs) rate will be 9% for policy term of 10 years and 10% for policy term of 15 years. GAs will be added to the policy at the end of every policy year if all due premiums have been paid. Each GA will be calculated as GA rate multiplied by the total premiums paid till date (excluding extra mortality premiums, Goods & Services Tax and Cess (if any)).
~Guaranteed Maturity Benefit (GMB): Your GMB will be set at policy inception and will depend on policy term, premium, premium payment term, age and gender.
*Tax benefits of ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20%(including cess excluding surcharge) on life insurance premium u/s 80C of ₹1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D,10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
#Calculated for a 30-year-old female, with a premium of ₹ 50000 p.a. for a 5 Pay 15 Stay option, in 30% tax bracket. Double your savings takes tax-savings into account. She gets a deduction tax benefit of ₹ 15600 per year by claiming deduction under section 80C on her premium paid of ₹ 50000/- per year. In total she pays ₹ 250000 over 5 years get the maturity value of ₹ 4,63,405 along with ₹ 78,000& as Tax Savings totaling to ₹ 5,41,405, thus doubling her savings.
&Tax benefit of ₹ 78,000 is calculated at the highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of ₹ 150000/- & ₹ 78000/- is sum total of tax benefit of ₹ 15600 for 5 years assuming person falls under 30% bracket in all the 5 years. Further, tax benefits under the policy are subject to conditions under Section 80C, 10(10D), Sec 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.
1Calculated for a 29-year-old healthy male with a premium paying term of 7 years and a policy term of 15 years. The premium shown is exclusive of taxes and on completion of the policy term, ₹ 7,56,532 will be paid. The mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
4Calculated for a 47-year-old healthy male with a premium paying term of 7 years and a policy term of 15 years. The premium shown is exclusive of taxes and on completion of the policy term, ₹ 14,19,936 will be paid. The mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
5Calculated for a 20-year-old healthy female with a premium paying term of 5 years and a policy term of 15 years. The premium shown is exclusive of taxes and on completion of the policy term, ₹ 9,38,538 will be paid. The mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
8Premium recommendation is based on age and annual income while the returns is derived basis age and gender of the existing customer, pre-populated from the information provided at the time of previous policy purchase.
++All life Insurance policies purchased from October 12,2020 to March 31,2021 are eligible for the Leave Travel Concession (LTC) Cash voucher scheme.
$$The returns are derived basis age, gender and premium entered by the customer, pre-populated from the information provided at the time of filling the personal details in the calculator.
%58.1 mn lives covered across our individual and group customers as per ICICI Prudential Life Council Report
Comp code (Why Choose ICICI Prudential Life) - COMP/DOC/Jan/2022/251/7289
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors,
terms and conditions, please read the sales brochure carefully
before concluding a sale. For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to
ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Assured Savings Insurance Plan UIN:105N144V08. Advt. No.: W/II/3875/2021-22.
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