Saving Plan Calculator - ICICI Pru Future Perfect

Disclaimer

^~Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity.

^#Includes Reversionary bonuses which may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus if any, may also be payable at maturity or on earlier death. If the policy offers guaranteed returns, then these will be clearly marked “guaranteed”. Since the policy offers variable returns, the given illustration shows two different rates of assumed future investment returns. The returns shown above are not guaranteed and they are not the upper or lower limits of what you might get back, as the maturity value of policy depends on a number of factors including future investment performance.

^{^}Capital Protection, Guarantees, Guaranteed Benefits : Your Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on age, policy term, premium, premium payment term (PPT) and gender and may be lower than your Sum Assured on death. Guaranteed Additions (GA) is a % of Annualized premium. During PPT: GA will accrue on premium payment* and after PPT: GA will accrue at the beginning of policy year. Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity.
^* - “for monthly premium frequency, 1/12th times GA will be accrued every month on premium payment. For half yearly premium frequency, 0.5 times GA will be accrued on premium payment.”

^‘Tax benefits: Tax benefits under the policy are subject to conditions under Sec. 80C, of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.