Savings Plan with Capital Guarantee
Enjoy regular income for life and stay financially independent
Lifelong Income starting with just ₹ 2,500p.m.
- Whole life cover till 99 years of age
- Guaranteed capital protection
- Bonuses in the form of Regular Additions
- Tax Benefits u/s 80C and 10(10D)*
Additional Guaranteed Value Benefits for women
Key benefits of ICICI Pru Lakshya Lifelong Income
ICICI Pru Lakshya Lifelong Income
Guaranteed income and cash bonus1 every year after income start date2 till the age of 99 years
Guaranteed Capital Protection
Get guaranteed capital protection in the form of 'Sum Assured on Maturity'3
Enjoy bonuses in the form of Regular Additions4 every year to grow your wealth till the income start date
Life cover throughout the policy term, till the age of 99 years to secure your family’s future
Liquidity5 benefits during the policy term to help you in case of financial emergencies
Get tax benefits6 on premiums paid and benefits received as per prevailing tax laws
How does the plan work?
Kiran is a 35 year old IT employee. After having worked for more than 10 years in the IT sector, she is concerned of her post-working years since she can continue having financial independence. She decides to invest in ICICI Pru Lakshya Lifelong Income to fulfill her dream of a secured future ahead.
Kiran invests ₹ 1 lakh for 10 years in ICICI Pru Lakshya Lifelong Income & chooses a whole life (99 years) policy term.
Total Benefit ₹ 24,54,100
Varun, a 30 year old self employed runs a small business. His income changes according to his business profits. He also pays a good amount of money as taxes on his earnings & bank deposit. He also has very little life cover. He is looking to invest his savings in a safe plan every year to safeguard his family’s future needs along with saving of taxes and ensuring financial security for family.
Get Maturity amount ₹ 12.93 Lakh
Guaranteed Additions (GA) ₹ 8.4 Lakh
Guaranteed Maturity Benefit (GMB) ₹ 4.53 Lakh
Guaranteed Protection (SA) of 10 Lakh
Guaranteed Tax Benefit 80C & 10 (10D)*
Vivek is a 40 year old senior corporate executive. Vivek is looking to retiring at the age of 55 and wants to accumulate a big corpus of close to 1 Crore for his retirement income. He wants to invest in a plan regularly for some years which will give him a corpus of 1 Crore on retirement as a tax-free guaranteed lump sum.
Get Maturity amount ₹ 1.10 Crore
₹ 1.10 Crore
₹ 78 Lakh
₹ 31.72 Lakh
Rohit is the father of a 5 year girl child called Neeta. He wants to save for his daughter’s higher education needs and is worried that his savings may not meet his daughter's educational needs. He does not want to risk his child's future so he is looking for a guaranteed savings plan that gives assured returns on his savings.
Get Maturity amount ₹ 7.87 Lakh
₹ 7.87 Lakh
₹ 5.04 Lakh
₹ 2.83 Lakh
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