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Creating your personal application

Savings Plan with Capital Protection Guarantee

Create wealth and protect
your loved ones

Achieve your goals starting with just 2,500 p.m.
  • Guaranteed capital protection with Sum Assured on Maturity5
  • Bonuses2 in the form of Regular Additions
  • Life Cover throughout the policy term
  • Tax Benefits u/s 80C and 10(10D)*
percent

Additional Guaranteed Value Benefits for women

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Key benefits of ICICI PRU Lakshya Wealth

Key benefits of
ICICI PRU Lakshya Wealth

Lump Sum Benefit

Get lump sum amount on maturity to fulfill your dreams.

Capital Protection

Guaranteed capital protection with Sum Assured on Maturity5

Bonuses2

Enjoy bonuses2 in the form of Regular Additions, if declared, every year and one time Terminal Bonus, if declared, on maturity to grow your wealth

Protection

Get life cover throughout the policy term to secure your family’s future.

Tax Benefits3

Tax Benefits on premiums paid and benefits received as per prevailing tax laws

Get rewarded with applicable Guaranteed Value Benefits (GVBs)1
1.
Start Early
Start your savings now rather than later.
2.
Save More
Higher the premium, higher the benefit.
3.
Stay More
More benefit for long term savings and protection.
4.
SHE
Additional benefits for women to promote saving.

How does the plan work?

Sanjay is a 30 year old IT professional. Recently married, Sanjay understands the importance of planning ahead so that he can fulfill the dreams of his loved ones. He decides to invest in ICICI Pru Lakshya to fulfill his dream of buying a house for his family in the future.

Sanjay invests ₹ 1 lakh for 10 years in ICICI Pru Lakshya Wealth & chooses a policy term of 20 years.

Get Double Benefit
Age 30 Age: 30 Age 45 Age: 50

Policy Term

(years)

20

Rupee Rupee
money
down-line
maturity-amount
Total Benefit ₹ 24,54,100
Sum Assured on Maturity5
GVB
Accrued Regular Additions
Terminal Bonus
Sum Assured on Maturity5

10 Lakh

+
GVB

2,65,000

+
Accrued Regular Additions

8,09,600

+
Terminal Bonus

3,79,500

10 Lakh

+

2,65,000

+

8,09,600

+

3,79,500

Varun, a 30 year old self employed runs a small business. His income changes according to his business profits. He also pays a good amount of money as taxes on his earnings & bank deposit. He also has very little life cover. He is looking to invest his savings in a safe plan every year to safeguard his family’s future needs along with saving of taxes and ensuring financial security for family.

Get 4G benefit
Age 30 Age: 30 Age 45 Age: 45

Policy Term

(years)

15

Rupee Rupee
money
down-line
Get Maturity amount 12.93 Lakh

Guaranteed Additions (GA) 8.4 Lakh

Guaranteed Maturity Benefit (GMB) 4.53 Lakh

Guaranteed Protection (SA) of 10 Lakh

Guaranteed Tax Benefit 80C & 10 (10D)*

4Gs 4Gs
maturity-amount

Vivek is a 40 year old senior corporate executive. Vivek is looking to retiring at the age of 55 and wants to accumulate a big corpus of close to 1 Crore for his retirement income. He wants to invest in a plan regularly for some years which will give him a corpus of 1 Crore on retirement as a tax-free guaranteed lump sum.

Become Crorepati
Age 40 Age: 40 Age 55 Age: 55

Policy Term

(years)

15

Rupee Rupee
money
down-line
Get Maturity amount 1.10 Crore
You get
Maturity amount
1.10 Crore
Sum of all
Guaranteed Additions
(GA)

78 Lakh

+
Guaranteed
Maturity Benefit
(GMB)

31.72 Lakh

maturity-amount

Rohit is the father of a 5 year girl child called Neeta. He wants to save for his daughter’s higher education needs and is worried that his savings may not meet his daughter's educational needs. He does not want to risk his child's future so he is looking for a guaranteed savings plan that gives assured returns on his savings.

Get Double Benefit
Age 5 Neeta's age 5years Age 20 Neeta's age 20years

Policy Term

(years)
Rupee Rupee
money
down-line
Get Maturity amount 7.87 Lakh
You get
Maturity amount
7.87 Lakh
Sum of all
Guaranteed Additions
(GA)

5.04 Lakh

+
Guaranteed
Maturity Benefit
(GMB)

2.83 Lakh

Lady maturity-amount
We are happy to help you!

Our experts are happy to answer any questions you may have.

Call us at 1800-3006-9777

Call centre hours -

9.30 a.m. - 7.30 p.m. Monday-Saturday

4 simple steps to buy online

1
Choose investment amount

Choose investment amount

Choose our online calculator to decide your investment amount and policy term or choose among our recommended plans.

2
Upload documents

Upload documents

Upload documents to pre-fill application form with details. This will also ensure faster issuance.

3
Make a payment

Make payment

Pay via a range of options including Net Banking/Debit Card/Credit card/Payment Wallets.

4
Plan issued

Plan issued

Congratulations! Get digital Welcome Kit as soon as the plan is issued.

Get guaranteed returns
Receive quote on WhatsApp
15.7 lakh
&
Life cover ` 15 lakh
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Other recommended options for you to choose
Other recommended options for you to choose
10 years plan
You get maturity benefits of
15,33,398
&
Life cover of
7,50,000
15 years plan
You get maturity benefits of
20,33,398
&
Life cover of
10,00,000
15 years plan
You get maturity benefits of
25,33,398
&
Life cover of
15,00,000

1Guaranteed Value Benefits will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender.

2Bonus may be declared annually from the first year as ‘Regular Additions’ and will be a percentage of the sum total of the ‘Sum Assured on Maturity’ and the applicable ‘Guaranteed Value Benefits’. Terminal Bonus may be declared by the Company and will be payable at policy maturity or on death.

3Tax benefits under the policy will be as per the prevailing Income Tax laws. We recommend that you seek professional advice for applicability of tax benefit on premiums paid and benefits received. Goods and Service Tax and Cesses will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time.

#The benefits shown are calculated for 8% Assumed Rate of Return. For benefits at 4% Assumed Rate of Return, please refer the Benefit Illustration. The Death Benefit at 4% amount will be: Rs 11,18,720

5Sum Assured on Maturity is equal to your total contribution throughout the policy term.

This advertisement is designed for ICICI Pru Lakshya Wealth which is offered under ICICI Pru Lakshya. The customer has the choice of purchasing other options under ICICI Pru Lakshya as per his/her needs and there is no compulsion to purchase this option as suggested by the Insurer and as presented in this advertisement. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. UIN:105N179V01. Advt. No.: W/II/1293/2020-21.

 
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