Savings Plan with Capital Protection Guarantee
Create wealth and protect
your loved ones
Achieve your goals starting with just ₹ 2,500 p.m.
- Guaranteed capital protection with Sum Assured on Maturity5
- Bonuses2 in the form of Regular Additions
- Life Cover throughout the policy term
- Tax Benefits u/s 80C and 10(10D)*
Additional Guaranteed Value Benefits for women
Key benefits of ICICI PRU Lakshya Wealth
ICICI PRU Lakshya Wealth
Lump Sum Benefit
Get lump sum amount on maturity to fulfill your dreams.
Guaranteed capital protection with Sum Assured on Maturity5
Enjoy bonuses2 in the form of Regular Additions, if declared, every year and one time Terminal Bonus, if declared, on maturity to grow your wealth
Get life cover throughout the policy term to secure your family’s future.
Tax Benefits on premiums paid and benefits received as per prevailing tax laws
How does the plan work?
Sanjay is a 30 year old IT professional. Recently married, Sanjay understands the importance of planning ahead so that he can fulfill the dreams of his loved ones. He decides to invest in ICICI Pru Lakshya to fulfill his dream of buying a house for his family in the future.
Sanjay invests ₹ 1 lakh for 10 years in ICICI Pru Lakshya Wealth & chooses a policy term of 20 years.
Total Benefit ₹ 24,54,100
₹ 10 Lakh
Varun, a 30 year old self employed runs a small business. His income changes according to his business profits. He also pays a good amount of money as taxes on his earnings & bank deposit. He also has very little life cover. He is looking to invest his savings in a safe plan every year to safeguard his family’s future needs along with saving of taxes and ensuring financial security for family.
Get Maturity amount ₹ 12.93 Lakh
Guaranteed Additions (GA) ₹ 8.4 Lakh
Guaranteed Maturity Benefit (GMB) ₹ 4.53 Lakh
Guaranteed Protection (SA) of 10 Lakh
Guaranteed Tax Benefit 80C & 10 (10D)*
Vivek is a 40 year old senior corporate executive. Vivek is looking to retiring at the age of 55 and wants to accumulate a big corpus of close to 1 Crore for his retirement income. He wants to invest in a plan regularly for some years which will give him a corpus of 1 Crore on retirement as a tax-free guaranteed lump sum.
Get Maturity amount ₹ 1.10 Crore
₹ 1.10 Crore
₹ 78 Lakh
₹ 31.72 Lakh
Rohit is the father of a 5 year girl child called Neeta. He wants to save for his daughter’s higher education needs and is worried that his savings may not meet his daughter's educational needs. He does not want to risk his child's future so he is looking for a guaranteed savings plan that gives assured returns on his savings.
Get Maturity amount ₹ 7.87 Lakh
₹ 7.87 Lakh
₹ 5.04 Lakh
₹ 2.83 Lakh
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