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Wealth Creation

Lifelong Income Plan

Guaranteed^ Income1 with bonus2, for Life!

Flexible Income1 options + Life Cover+

Buy online & get 3% additional benefits~
^Conditions Apply
View all benefits
Start investing with just ₹ 4,500 p.m.

ICICI Pru Gold Calculator

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Mandatory Field

ICICI Pru Gold at a glance

If you are someone, who wants to plan a comfortable and secure future, without the worry of your money being affected by market volatility, tax-free* lifelong income plans are the right fit for you. ICICI Prudential Life presents ICICI Pru Gold, a savings plan which helps you grow your savings with guaranteed returns^ and company performance linked bonuses2.

^Conditions apply

Recommended For

Regular Monthly Savers
Regular Monthly Savers
Balanced Investors
Balanced Investors
Change Slide
Secure your retirement with regular tax-free* income by contributing during your working years and eliminate the uncertainty of future income streams.
With the dual tax* benefit of saving tax on premiums paid and tax-free* lifelong income subject to sec 10(10D), this plan is ideal for people looking for efficient ways of saving tax*.
Regular Monthly Savers
This plan helps people to set aside small regular savings from their monthly income for wealth creation, with the comfort of guarantee^ and company performance linked bonus2.

^Conditions apply

Balanced Investors
Be it a salaried professional, or a self-employed individual, this plan provides regular income to diversify your portfolio and take care of your non-negotiable goals.
Change Slide

Why choose ICICI Prudential Life?

5.81 Cr
Lives covered as on
March 31, 2022%
Benifits Like
₹2.04 Lakh Cr
Benefits paid till
March 31, 2022^^
Diamond Asset Management
₹2.4 Lakh Cr
Assets under management
as on March 31, 2022#
₹968.8 Cr
Bonus declared for policyholders``

Why buy this plan online?


Get 3% additional benefit~ on maturity


Get on call assistance from our experts anytime, anywhere


Most transparent way to get information


Purchase process is completely paperless

How the plan works?

Explore the three options available under ICICI Pru Gold.
Pay for a fixed number of years and receive tax-free* income from end of 1st month/year onwards for your entire life.
MiniStory Icon

Meet Mr. Anirudh

35 years old


He wants

to secure his retirement by contributing during his working years. He decides to save ₹1 Lakh every year for 10 years and chooses to receive income from 2nd year till he turns 99 years.

Annual Premium :

1 Lakh
Total Premium paid :

10 Lakh
Policy Term : 64 years
Plan Option:
ICICI Pru Gold
– Immediate Income

1 Lakh yearly for 10 years
Sukh Samruddhi Model IconAge 35 yrs
  • 0
  • 1
  • 2
  • 3
  • 9
  • 1iconBooster added₹12,870
  • 64iconBooster added₹12,870
He gets a regular income of ₹ 38,100
@8% ARR` every year from 2nd year
Maturity Benefit
 ₹ 1.86 Crore
Age 99 yrs

He also gets tax benefits* on both the premiums paid and the maturity amount. Incase of an untimely demise, his nominee will get the death benefit+.

`ARR: Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.


Plan options
Immediate Income
Premium payment term
(PPT In years)
7 to 12
Min/Max Age at Entry
(in years)
Policy Term
(PT in years)
(85 till 99) minus age at entry
Annual Premium

Buy Online in 3 simple steps

Step 1
Create your Savings Plan
Step 2
Fill Application Form
Step 3
Make Payment & Upload Documents
Plan Issued

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Frequently Asked Questions

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What is the minimum and maximum premium which you can pay?

The minimum annual premium is ₹50000. There is no upper limit for the annual premium.