ICICI PRUDENTIAL LIFE INSURANCE
ICICI Pru GOLD
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Wealth Creation

Lifelong Income Plan

Unlock your goals
with lifelong income1

tickGuaranteed^ Income1 with bonus2 from
next month/year

tickLife cover+ to secure your family’s future

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Immediate regular Income
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Returns as per your choice
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Superior Bonus2 Rates
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Save The Date
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Get 3% additional benefit on online purchase~
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Immediate regular Income
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Returns as per your choice
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Superior Bonus2 Rates
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Save The Date
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+5 more benefits
PayGet
₹4.5k p.m. for 12 years
₹83.27 Lakhs in Total Benefits9

ICICI Pru Gold Calculator


Months old
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Graduate or above
Salaried
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Why ICICI Pru GOLD?

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It is a highly customisable lifelong income plan that helps you grow your investment with guarantee^. With this plan, you get regular income1 along with company declared bonus2 which adds to your investment. Plus, you also get all your premiums back along with terminal bonus2 (if declared) on maturity.

If you are someone, who wants to plan a comfortable and secure future, without the worry of your money being affected by market volatility, this plan would be ideal for you.

^12Conditions apply

Recommended For

Instant return <br>seekers

Instant return
seekers

Balanced <br>investors

Balanced
investors

Second income <br>seekers

Second income
seekers

Young<br> investors

Young
investors

Retirement<br/> planners

Retirement
planners

Goal Based <br>savers

Goal Based
savers

Change Slide
Instant return
seekers
For investors looking for a second income to supplement their existing income right away because with this plan your income1 starts from the next month/year onwards.
Balanced
investors
ICICI Pru Gold is an ideal pick for people looking at diversifying their portfolio and balancing market risks with regular income.
Second income
seekers
If you are self-employed and looking for a stable second source of guaranteed^ income1 to support your lifestyle and financial needs, this plan will be ideal.
Young
investors
ICICI Pru Gold is a good choice for Young Investors who are looking for both Immediate income1 as well as Income in their Retirement age.
Retirement
planners
Kick-start your Golden years by creating a dependable retirement corpus by contributing in your working years and eliminate the uncertainty of future income streams.
Goal Based
savers
For any short-term or long-term goals which are yet to come but you would want to be prepared financially. From your child’s education, to creating an income source for your spouse or just adding to your monthly salary, this plan is suitable for all life goals.
Change Slide

How the plan works?

Explore the three options available under ICICI Pru Gold.
Meet Ms. Seema
(Age: 25 years)
Supply chain Professional. She wants to get monthly income to pay for unforeseen expenses.
Total Benefit: ₹93.43 Lakh6
₹12.21 Lakh
 
(Guaranteed^)
+
₹81.38 Lakh
 
(Bonus2)
She pays Monthly premium of
₹5,000* for 12 years.
🤵
Age 25 yrs
Apr 2024
Apr 2074
💰
P
P
G
P
G
P
G
P
G
P
P
P
P
P
P
P
You Get
May 2024
She gets monthly income of ₹1.9k6 from next month for lifetime.
G
G
G
GIncome every month till you turn 85 years of age
Life insurance cover of ₹7.46 Lakh6 for lifetime.
*Exclusive of taxes
What’s more?
At any given time, Ms. Seema can choose to accumulate the income instead of taking them as payments. As and when Ms. Seema desires, she can withdraw the accumulated amount, in part or full, during the Income Term.

Declared Reversionary Bonus`` for Participating Life Insurance Policies

Total Bonus declared (in Crore)

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Savings Wallet3 Feature

Get additional flexibilities to manage your income
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Accumulate your income:

You can choose to accumulate your income instead of taking them as payment during the policy term as per your goals.
You get additional interest too on the accumulated money.

Buy Online in 3 simple steps

Step 1
Choose premium amount
Step 2
Choose your funds
Step 3
Make payment
Policy Issued!

Why choose ICICI Prudential Life?

Bonus
₹1000 Crores
Bonus declared for
policyholders ``
Heart
₹7.72 Crores
Lives covered as on
March 31, 2023%
Benifits Like
₹2.50 Lakh Crores
Benefits paid till
March 31, 2023^^
Diamond Asset Management
₹2.36 Lakh Crores
Assets under management
as on March 31, 2023#

Need help? Call us today

Phone
1800-209-9777

Frequently Asked Questions

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1. What are the different plan options available under this plan?

ICICI Prudential Gold offers three different plan options. You can choose any one of the following at inception.

  1. Immediate Income: Provides a regular income at the end of every policy year/month, starting from the first policy year till the end of the policy term followed by a lump sum on maturity.
  2. Immediate Income with booster: Provides a regular income at the end of every policy year/month, starting from the first policy year till the end of the policy term. Along with the regular income, it also provides a benefit (known as Guaranteed^ Booster) every 5th policy year followed by a lump sum on maturity.
  3. Deferred Income: Provides a regular income after a few years (known as the deferment period) instead of starting immediately, as per your income requirements. You can start this income as early as 2nd policy year or as late as Premium Payment Term plus 1 year. Also, get a lump sum on maturity of the policy.