Download Brochure- ICICI Pru Signature
Download Brochure- ICICI Pru Guaranteed Income For Tomorrow
1Wealth Boosters equal to 3.25% of the average of the Fund
Values including Top-up Fund Value, if any, on the last business day of the last eight policy
quarters will be allocated as extra units to your policy at the end of every 5th policy year
starting from the end of 10th policy year till the end of your policy term.
2Tax benefits under the policy are subject to conditions under
Sections 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services
Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to
amendments made thereto from time to time. Please consult your tax advisor for more details.
3Systematic Withdrawal Plan is allowed only after the first five
policy years. The total withdrawals in a policy year cannot exceed 20% of the fund value.
4Life cover is the benefit payable on death of the life assured
during the policy term.
5There is no premium allocation charges in Signature Online.
Amount equal to total of mortality charges and policy administration charges deducted in the
policy will be added back to the fund value at maturity, provided all due premiums have been
received. This amount will be allocated among the funds in the same proportion as the value of
total units held in each fund at the time of allocation. This shall exclude any extra mortality
charges and taxes levied on the charges deducted as per prevailing tax laws.
677.1 mn lives covered across our individual and group customers
as per ICICI Prudential Life Council Report.
7As per Financial Statements (Schedule 4- Benefits paid (Gross))
of the company, benefits paid since inception up to March 31, 2023.
8Data regarding AUM is as per Annual Report of the Company for
FY2023.
9Guaranteed benefits will be payable, provided all due premiums
have been paid. Guaranteed benefits are payable through ICICI Pru Guaranteed Income For Tomorrow.
10Calculated for a 35-year-old healthy male with a premium
paying term of 10 years and a policy term of 20 years for limited pay option. The premium shown is
exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire policy term opted.
Also, the maturity benefit of GIFT component shown contains online benefit.
11Calculated for a 35-year-old healthy male with a premium
paying term of 10 years and a policy term of 15 years for limited pay option. The premium shown is
exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire policy term opted.
Also, the maturity benefit of GIFT component shown contains online benefit.
12Wealth creation is through maturity benefit of ICICI Pru
Signature.
<ClaimForSure: 1 Day Death Claim Settlement is available for
the following:
a) Policies that have been active for 3 consecutive years. All due premiums
in the policy have been paid and the policy has been active for 3 consecutive years preceding life
assured's death.
b) All mandatory claim documents are submitted at the branch. Mandatory
documents to be submitted at Branch Office-Claimant statement form,Original policy
certificate,Copy of death certificate issued by local authority, AML KYC documents-Nominee's
recent photograph, Copy of Nominee's pan card,Nominee's current address proof, photo identity
proof, Cancelled cheque/Copy of bank passbook,Copy of medico legal cause of death,Medical records
(Admission notes,Discharge/Death summary,Test reports, etc). For accidental death-Copy of FIR,
Panchnama,Inquest report,Postmartem report,Driving license.
c) Total claim amount of all the life policies held by the Life Assured
<=₹ 1.5 Crore.
d) Claim does not require any on-ground investigation.
#Past performance is not indicative of future performance.
&The investment made by the customer is diversified since
part of the investment invested in GIFT lumpsum product gives fixed guaranteed return and rest is
invested in ULIP which gives market based returns.
$Tax benefits of ₹46,800 under Section 80C is calculated at
highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium
under Section 80C of ₹1,50,000/-
^Calculated for a 35-year-old healthy female with a premium
paying term of 10 years and a policy term of 15 years for limited pay option. The premium shown is
exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire policy term opted.
*ARR stands for assumed rate of return. For the purpose of
illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown
in the illustration are not guaranteed and they are not the upper or lower limits that you may
get, as the value of the policy depends on a number of factors including future investment
performance.
^^Deduction is allowable on premiums paid under life Insurance
policy subject to conditions mentioned u/s 80C and other provisions of the Income Tax, 1961.
Maximum deduction allowable u/s 80C read with section 80CCE of the Income Tax Act, 1961 is Rs
1,50,000. In the present case, deduction u/s 80C is already exhausted so effectively tax benefit
is calculated as zero.
“The amount calculated is as per the input given by customer.
=Tax benefits of Rs 46,800 is calculated at highest tax slab
rate of 31.20% (including cess excluding surcharge). Please consult your tax advisor for details.
Bluechip Fund |
ULIF 087 24/11/09 LBluChip 105 |
Focus 50 Fund |
ULIF 142 04/02/19 FocusFifty 105 |
India Growth Fund |
ULIF 141 04/02/19 IndiaGrwth 105 |
Maximise India Fund |
ULIF 136 11/20/14 MIF 105 |
Maximiser V |
ULIF 114 15/03/11 LMaximis5 105 |
Mid Cap Fund |
ULIF 146 28/06/22 MidCapFund 105 |
Multi Cap Growth Fund |
ULIF 085 24/11/09 LMCapGro 105 |
Opportunities Fund |
ULIF 086 24/11/09 LOpport 105 |
Sustainable Equity Fund |
ULIF 145 03/06/21 SustainEqu 105 |
Value Enhancer Fund |
ULIF 139 24/11/17 VEF 105 |
Mid Cap Index Fund |
ULIF 149 05/07/23 McIndxFund 105 |
Mid Cap 150 Momentum 50 Index Fund |
ULIF 151 180124 McMomentum 105 |
Multicap 50 25 25 Index Fund |
ULIF 152 220224 MultiCapIF 105 |
MidSmall Cap 400 Index Fund |
ULIF 153 150424 MidSmal400 105 |
Active Asset Allocation Balanced Fund |
ULIF 138 15/02/17 AAABF 105 |
Balanced Advantage Fund |
ULIF 144 03/06/21 BalanceAdv 105 |
Multi Cap Balanced Fund |
ULIF 088 24/11/09 LMCapBal 105 |
Mid Cap Hybrid Growth Fund |
ULIF 147 050123 MCHybrdGrt 105 |
Income Fund |
ULIF 089 24/11/09 LIncome 105 |
Secure Opportunities Fund |
ULIF 140 24/11/17 SOF 105 |
Money Market Fund |
ULIF 090 24/11/09 LMoneyMkt 105 |
Constant Maturity Fund |
ULIF 148 050123 ConstntMat 105 |
This combination solution is applicable for Lump sum plan option of ICICI
Pru Guaranteed Income For Tomorrow with online benefit and ICICI Pru Signature.
This combination solution comprises one set of policies each of two
products named ICICI Pru Guaranteed Income For Tomorrow & ICICI Pru Signature. These are also
available individually with the Company and it is not mandatory for the customer to apply for this
combination only.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN:
L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi,
Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales
brochure carefully before concluding a sale. For enquires related to new policies purchased
online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System.
Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by
ICICI Prudential Life Insurance Company Ltd under license.
The customer is requested to separately go through the product brochures of
ICICI Pru Guaranteed Income For Tomorrow (UIN: 105N182V09, a non-linked, non-participating, life,
individual, savings product) & ICICI Pru Signature (UIN: 105L177V06, A Linked
Non-Participating Individual Savings Life Insurance Plan) to take the decision to opt for this
combination solution after having fully understood the risk factors, product terms and
conditions.Advt. No.: W/II/0952/2023-24
COMP Code: COMP/DOC/Apr/2024/104/5838
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance
policies, announcing bonus or investment of premiums. Public receiving such phone calls are
requested to lodge a police complaint.