Capital Guarantee Solution

¹Guaranteed benefits will be payable, provided all due premiums have been paid. Guaranteed benefits are payable through ICICI Pru Guaranteed Income For Tomorrow.

²Wealth creation is through maturity benefit of ICICI Pru EzyGrow.

³Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

⁴Life cover is the benefit payable on death of the life assured during the policy term.

⁵There is no premium allocation charges in ICICI Pru EzyGrow. Starting from the 6th policy year, at the beginning of each policy month, the mortality charge (excluding taxes and excluding extra mortality charges) and policy administration charge (excluding taxes) deducted from the policy in the 60th month prior to the applicable month, will be added back to the Fund Value in the form of addition of units.

⁶Maturity Booster will be allocated as extra units at the end of the policy term provided the policy is in-force. The Maturity Booster will be equal to a percentage of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters, as shown in the table below:

⁷Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.

⁸Systematic Withdrawal Plan is allowed only after the first five policy years. The total withdrawals in a policy year cannot exceed 20% of the fund value of the respective policy year.

⁹ARR stands for assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get, as the value of the policy depends on a number of factors including future investment performance.

¹⁰7.72 Cr lives covered across our individual and group customers as per ICICI Prudential Life Council Report

¹¹As per Financial Statements (Schedule 4- Benefits paid (Gross)) of the company, benefits paid since inception up to March 31, 2024

¹²Data regarding AUM is as per Annual Report of the Company for FY2024.

^URisk factors and warning statements

1. Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors.
2. The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions.
3. ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru Ezygrow is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns.
4. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
5. The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns

¹³On cancellation of the Policy during the free look period, the Company will return an amount which shall be equal to non-allocated premium plus charges levied by cancellation of units plus fund value at the date of cancellation, less proportionate risk premium for the period of cover, stamp duty charges under the policy and the expenses borne by the Company on medical examination, if any.

^*The premium shown in the illustration, Rs. 50,000 p.a. is the combination of Rs 31,000 p.a. & Rs. 19,000 p.a. paid in annual mode in ICICI Pru Guaranteed Income For Tomorrow and ICICI Pru EzyGrow respectively. This is excluding taxes paid under ICICI Pru Guranteed Income For Tomorrow. For ICICI Pru EzyGrow, applicable Goods and Services Tax & cesses, if any will be charged extra, as per applicable rates. The Life cover amount shown here is the sum total of sum assured under ICICI Pru Guaranteed Income For Tomorrow and ICICI Pru EzyGrow. If the fund value of ICICI Pru EzyGrow is higher than its Sum Assured, then Fund Value will be paid instead of Sum Assured.

This combination solution is applicable for Lump sum plan option of ICICI Pru Guaranteed Income For Tomorrow with online benefit and ICICI Pru EzyGrow.

This combination solution comprises one set of policies each of two products named ICICI Pru Guaranteed Income For Tomorrow & ICICI Pru EzyGrow. These are also available individually with the Company and it is not mandatory for the customer to apply for this combination only.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1800-2660 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.

The customer is requested to separately go through the product brochures of ICICI Pru Guaranteed Income For Tomorrow (UIN: 105N182V11, a non-linked, non-participating, life, individual, savings product) & ICICI Pru EzyGrow (UIN: 105L189V06, A Non-Participating Linked Individual Savings Life Insurance Plan) to take the decision to opt for this combination solution after having fully understood the risk factors, product terms and conditions. Advt No: W/II/0107/2025-26