ICICI Pru Save N Grow
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This advertisement is designed for a combination of benefits of two individual and separate products named, 1) ICICI Pru EzyGrow and 2) ICICI Pru Guaranteed Income For Tomorrow. These products are also available for sale individually without the combination offered/suggested. The benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.
Wealth Creation

Capital Guarantee Solution

Growth Bhi
Guarantee1 Bhi!

Buy online & avail 0% premium allocation charges5
View all benefits
1Conditions apply
Plan start at just ₹2,250 p.m. Invest Now!

ICICI Prudential Capital Guarantee Calculator

Years old
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By not undergoing the suitability analysis, you confirm to purchase the policy based on your independent assessment of the suitability of the product.
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Mandatory Field

Recommended For

First-Time Investors
First-Time Investors
Monthly Savers
Monthly Savers
Regular Investor
Regular Investor
Young Parents
Young Parents
Change Slide
First-Time Investors
This plan helps people who wish to take advantage of market-linked returns at relatively lower risk. They can choose from multiple equity, balanced and debt fund options with the comfort of guarantee1.

1Conditions apply

Monthly Savers
This plan helps regular monthly depositors reap the benefits of market-linked returns with zero risk to their invested amount.
Regular Investor
People in the market looking for a financial instrument that helps them grow and save their money regularly and want to take advantage of a low charge plan with the flexibility of investment and withdrawal.
Young Parents
This plan helps parents build wealth for their child’s future against rising education cost and ensure that their non-negotiable dreams are fulfilled.
With tax3 benefits on premiums paid and returns received under the policy subject to conditions under Sections 80C and 10(10D), this plan is ideal for people looking for efficient ways of saving tax3.
Change Slide

What is ICICI Prudential Save ‘N’ Grow?

You want guarantee for your aspirations? We will help you achieve them. ICICI Prudential Life presents ICICI Prudential Save ‘N’ Grow, a Capital Guarantee Solution which is a combination of ICICI Pru EzyGrow, a unit-linked plan2 and ICICI Pru Guaranteed Income For Tomorrow (GIFT), a guaranteed1 return plan along with the provision of a life cover4. The ICICI Prudential Save ‘N’ Grow life insurance solution gives you the potential of wealth creation2 while letting you live carefree with the assurance of capital guarantee1.
1Conditions apply

How does the plan work?

Plan Snapshot

Capital Guarantee1
Guarantee of return of 100% premiums paid to ensure safety of capital
Premium Allocation Charges5
Maturity Booster6
Additional units to boost your fund value at maturity
Unlimited Free Withdrawals8
Return of charges
Return of Mortality & Policy administration charges5 from 6th year onwards
Fund Options
22 funds across all fund classes
Payment Options
Premium Payment Options
Limited Pay
Life Cover
Life Cover4
Life cover4 for the entire
policy term

Akash’s Wealth Creation Story

Meet Akash30 year old
Salaried Professional
He wants
to grow his wealth and also ensure that his capital is safe in order to achieve his non-negotiable goals.
Pays ₹ 50,000 p.a. for 7 years*
= Total ₹ 3,50,000
Maturity Benefit
 ₹ 6.69 Lakh
Guaranteed1  ₹ 3.5 Lakh
Market-Linked2  ₹ 3.19 Lakh
ARR stands for assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get, as the value of the policy depends on a number of factors including future investment performance.

Fund Performance

Good to Know?

How to maximize your returns?

1 Investing Early icon
Start Investing Early
2 Pay Premiums icon
Pay premiums regulary
3 Right Asset Steps icon
Right Asset Allocation
4 Fund Switches Lock icon
Make fund switches to safeguard your gains
5 Young Life 2 Person icon
Keep a younger person as the Life Assured

Buy Online in 3 simple steps

Step 1
Choose premium amount
Step 2
Select your choice of funds
Step 3
Fill Application form & Make Payment
Policy Issued

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Why choose ICICI Prudential Life?

7.72 Cr
Lives covered as
on March 31, 202310
Benifits Like
₹2.36 Lakh Cr
Benefits paid till
March 31, 202311
Diamond Asset Management
₹2.51 Lakh Cr
Assets under
management as on
March 31, 202312
30 Day Return Policy
If not satisfied, return
(free look)13 the policy
and get your money back

Frequently Asked Questions