Security in these uncertain times
Fixed tax-free * returns
Pay ₹5,000 p.m. & Get ₹10
Lakh+
in return
1
Pay ₹5,000 p.m. & Get ₹10 Lakh+ in
return1
ICICI Pru Guaranteed Income For Tomorrow Calculator
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Recommended For
Youngsters
Monthly
Savers
Savers
Second Income
Child's Goals
Retirement
Goal Based
Savers
Savers
Youngsters
This plan helps youngsters and first time
investors to set aside small regular savings from their monthly
income
for wealth creation and tax-benefits*.
Pay₹5,000 p.m. for 10 years
Get₹11.47 Lakh as income1
How the plan works?
Explore our 3 variants
3 Minute Overview:
Invest for 5, 6, 7, 8, 10 or
12 years & get a Guaranteed^
Flow of Income in the later years.

Buy in 3 simple steps
1 Create your Savings Plan
Create your
Savings Plan
Savings Plan
2 Fill Application Form
Fill Application
Form
Form
3 Make Payment & Upload
Document
Make Payment &
Upload Document
Upload Document
Plan
Issued
Plan
Issued
Keep these documents handy
Need help? Call us today
Why choose ICICI Prudential Life?
₹ 2.4 Lakh Crore
Assets Under
Management as on
March 31, 2022^^
Management as on
March 31, 2022^^
5.81 Crore
Lives Covered as on
March 31, 2022%
March 31, 2022%
1.5 Days
Average Claim
Settlement Time`
Settlement Time`
₹ 968.8 Crores
Bonus declared
for policyholders``
for policyholders``
₹ 2.4 Lakh Crore
Assets under management
as on March 31, 2022^^
as on March 31, 2022^^
5.81 Crore
Lives Covered as on
March 31, 2022%
March 31, 2022%
1.5 Days
Average Claim
Settlement Time`
Settlement Time`
₹ 968.8 Crores
Bonus declared for policyholders``
Frequently Asked Questions
Returns are 100% guaranteed^ subject
to all due premiums being paid and the policy being in force on the date
of maturity.
^Conditions apply
Plan Option
Online Benefit
Income
2.5% of Guaranteed Income
Early Income
3.5% of Guaranteed Income
Lump Sum
(Limited Pay)
(Limited Pay)
2.5% of Sum Assured on Maturity
Lump Sum
(Single Pay)
(Single Pay)
1.0% of Sum Assured on Maturity
Plan Option/
Annual Premium
Annual Premium
(₹)
30,000
30,000
(₹)
50,000
50,000
(₹)
1,00,000
1,00,000
(₹)
2,50,000
2,50,000
Income
5.98%
6.09%
6.17%
6.22%
Early Income
5.13%
5.29%
5.40%
5.47%
Lump Sum
(Limited Pay)
(Limited Pay)
5.39%
5.56%
5.69%
5.76%
Lump Sum
(Single Pay)
(Single Pay)
5.17%
5.66%
5.82%
The above illustrated values are for
a
30 year old male selecting
- Premium payment term as 10 years, policy term of 11 years and income period of 10 years taking income in annual instalment under Income and Early Income plan option
- Premium payment term as 7 years, policy term as 15 years under Lump sum (Limited Pay) plan option
- Policy term as 15 years under Lump sum (Single Pay) plan option.
- For a premium payment term of 5 years, you will start getting guaranteed income from the end of 7th year
- For a premium payment term of 6 years, you will start getting guaranteed income from the end of 8th year
- For a premium payment term of 7 years, you will start getting guaranteed income from the end of 9th year
- For a premium payment term of 8 years, you will start getting guaranteed income from the end of 10th year
- For a premium payment term of 10 years, you will start getting guaranteed income from the end of 12th year
- For a premium payment term of 12 years, you will start getting guaranteed income from the end of 14th year
- For a premium payment term of 6 years, you will get guaranteed early income from 2nd year till 7th year and guaranteed regular income from 7 th year till 12 th year
- For a premium payment term of 7 years, you will get guaranteed early income from 2nd year till 8th year and guaranteed regular income from 8 th year till 14 th year
- For a premium payment term of 8 years, you will get guaranteed early income from 2nd year till 9th year and guaranteed regular income from 9 th year till 16 th year
- For a premium payment term of 10 years, you will get guaranteed early income from 2 nd year till 11th year and guaranteed regular income from 11th year till 20th year
- For a premium payment term of 12 years, you will get guaranteed early income from 2 nd year till 13th year and guaranteed regular income from 13th year till 24th year
With Save the Date feature#, you
have the option to receive income on any special date like yours or your
spouse's birthdate or on your anniversary date in Income and Early
Income
plan options.
- In Income plan option, you can choose to receive guaranteed income either monthly or yearly.
- In Early Income plan option, the frequency of Guaranteed Early Income pay-out will be as per the frequency of premium payment. You can choose to receive guaranteed regular income either monthly or yearly.
The premiums paid are eligible for Deduction
u/s 80C
* up to ₹1,50,000. You can also enjoy tax-free* payout
as the Maturity Benefit is exempt subject to conditions u/s
10(10D)*.
If premium payment is discontinued after your
policy has acquired a surrender value, your policy will continue as a
' paid-up' policy with reduced benefits. If you discontinue premium
payment
before your policy has acquired a surrender value, your policy will
lapse
and no benefits will be paid. For more details, please refer to the
brochure.
You have the option of taking loan up to 80%
of surrender value against the policy to help you in case of any
financial
emergencies.


