Human Life Value (HLV) Calculator

To know the right amount of cover that you would need to protect your family adequately, you can use the Human Life Value (HLV) calculator. This simple, quick tool helps you estimate the monetary value of your life based on your income, liabilities and future expenses.
Your Current Age
(In Years)
Your Current Annual Income
(In ₹)
Outstanding Loan Amount
(In ₹)
Your Children's Expected Educational Expenses
(In ₹)
  • Your HLV is
    ₹ 2.25 crores
    Your Ideal life cover is equal to your HLV
  •  
     
This calculator and illustration serves as a guide. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Retirement Calculator

The retirement calculator helps you assess how much you need to invest to maintain the current lifestyle post retirement
Calculate
X
My Current Age
(In Years)
 
 
 
Age at which I will Retire
(In Years)
 
 
Rate of inflation
(In %)
 
 
 
My Current Monthly Expenses (In ₹)
 
 
Expected Return on investment (In %)
 
 
 
Investment Term
(In Years)
 
 
Current Savings
(In ₹)
  • Monthly expenditure at the time of retirement
  • ₹ 57,684
  • Retirement corpus required to fulfil monthly expenditure at the time of retirement till you survive
  • ₹ 2,80,65,355
  •  
    Investment required to maintain the current lifestyle post retirement
  • Investment Term
    25  Yrs.
  • Required Monthly Investment
    ₹ 1,33,407
  • Required Yearly Investment
    ₹ 1,33,407
  • One Time Investment
    ₹ 1,08,20,409
 
 
X
Investment (In ₹)
 
 
Investing for (In Years)
 
 
Expected rate of return per annum (In %)
 
 
  • Accumulated value of your investments
  • ₹ 1,59,37,425
    ₹ One crore, fifty nine lakh, thirty seven thousand, four hundred and twenty five
This calculation is generated on the basis of the information provided and is for assistance only. And is not intended to be and must not alone be taken as the basis for an investment decision