iProtectSmart - Calculate Your Term Plan Premium

  •  

    Take the first step towards securing your loved ones

    Edit  

    You need Life Cover of

       
    • you are

    • you were born on

    • Do you consume Tobacco?

    Your Annual Premium for ICICI Pru iProtect Smart - Life option is

    7631/- p.a.
    This option is available only for premium more than Rs. 3600.
    Policy term of 20 years.
    • Death Benefit 1.00 Crores

      The payout amount that the nominee receives in case of death of the life assured.

    • Terminal Illness Benefit

      You get 100% payout of the life cover amount if you are diagnosed with terminal illness. The policy will close on payment of this benefit.

    • Waiver of premium on disability

      In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.

    You can get additional features
    • Additional benefit on accidental death

      In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    • Additional Cover for 34 critical illnesses

      You get protection against 34 life threatening illnesses. After this benefit is paid, the policy continues with a reduced life cover (Sum Assured less the Critical Illness benefit which is paid out). If the CI benefit paid out is equal to the sum assured, the policy will be terminated on payment of the CI benefit. Maximum amount that can be availed is1 Crore.

    continue
  •  

    Your contact Information

    Edit  
    • First Name

       
    • Last Name

       
    • email

       
    • Mobile number

       

    By submitting my contact details, I authorise ICICI Prudential Life and/or its authorized service providers to sms or call me regarding this enquiry. This authorization overrides my DNC registration with TRAI.

    Continue
  •  

    Your Policy, your way

    Edit  
    • Life cover

      The total sum assured

         
    • Payment term

      The duration for which you wish to pay premium

    • Policy Term

      How long your policy continues

    • Payment Frequency

      How often you will pay premiums

    Payout options (Choose how your nominees should receive the payout)

    • Lumpsum

      The entire benefit as one payout.

    • Regular Income

      10% of the benefit amount will be paid out for 10 years in equal monthly instalments. The nominee can choose to get the first years benefit as a lump sum and the monthly income will start from the next month for 9 years.

      Know More
    • Increasing Income

      The benefit amount is payable in monthly instalments for 10 years starting with 10% of the benefit amount per annum in the first year. The income amount will increase by 10% per annum simple interest every year thereafter.

      Know More
    Plans death benefit / Terminal illness benefit

    Life Assured will receive sum assured in case of detection of terminal stage illness.

    Waiver of premium on Disability

    In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.

    Accidental death benefit of1 CRORE

    In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    Critical Illness Benefit

    The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.

    Maximum amount you can avail 1 Crore

    Your Premium*
       
    N.A.
    7,631
       
    N.A.
    7,200

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    close
    6,900

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
    * premium rates mentioned above are inclusive of all taxes
    Plans death benefit / Terminal illness benefit

    Life Assured will receive sum assured in case of detection of terminal stage illness.

    Waiver of premium on Disability

    In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.

    Accidental death benefit of1 CRORE

    In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    Critical Illness Benefit

    The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.

    Maximum amount you can avail1 Crore

    Your Premium*
       
    N.A.
    7,631
       
    N.A.
    7,200

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    close
    6,900

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
    * premium rates mentioned above are inclusive of all taxes
    Plans death benefit / Terminal illness benefit

    Life Assured will receive sum assured in case of detection of terminal stage illness.

    Waiver of premium on Disability

    In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.

    Accidental death benefit of1 CRORE

    In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is2 Crore and will be paid as a lump sum.

    Critical Illness Benefit

    The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.

    Maximum amount you can avail 1 Crore

    Your Premium*
       
    N.A.
    7,200
       
    N.A.
    7,200

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    close
    6,900

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
    * premium rates mentioned above are inclusive of all taxes
  •  

    Summary

    Edit  
    Summary
    • your Name

      Lorem Ipsum

    • Gender

      Male

    • Date of birth

      28/02/1992

    • email

      lorem@ipsum.com

    • Mobile

      987654321

    • Tobacco Consumption

      Yes

    edit
    • Your recommended plan

      • img
      • Selected Life Cover
        1 Crore
      • YOUR PREMIUM FOR A POLICY TERM OF YEARS AND PREMIUM PAYMENT TERM OF YEARS
        13,363
        *inclusive of taxes
    • Benefits of the plan

      • Critical Illness Benefit Worth 1 Crore
      • Accidental Death benefit COVER Worth    1 Crore
      • Death Benefit / Terminal Illness benefit
      • Waiver of premium on disability
    • Payout option selected

      Lumpsum
      edit
  •  

    Take the first step towards securing your loved ones

    Edit  

    You need Life Cover of

       
    • you are

    • you were born on

    • Do you consume Tobacco?

    Your Annual Premium for ICICI Pru iProtect Smart - life option is

    7631/- p.a.
    This option is available only for premium more than Rs. 3600.
    Policy term of 20 years. You also get:
    • Death Benefit of - 1 Crore

      The payout amount that the nominee receives in case of death of the life assured.

    • Terminal Illness Benefit

      You get 100% payout of the life cover amount if you are diagnosed with terminal illness. The policy will close on payment of this benefit.

    • Waiver of premium on disability

      In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums

    You can get additional features
    • Additional benefit on accidental death

      In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is 2 Crore and will be paid as a lump sum.

    • Additional Cover on 34 critical illnesses

      You get protection against 34 life threatening illnesses. After this benefit is paid, the policy continues with a reduced life cover (Sum Assured less the Critical Illness benefit which is paid out). If the CI benefit paid out is equal to the sum assured, the policy will be terminated on payment of the CI benefit. Maximum amount that can be availed is1 Crore.

    continue
  •  

    Your contact Information

    Edit  
    • First Name

       
    • Last Name

       
    • Mobile number

       
    • email

       

    By submitting my contact details, I authorise ICICI Prudential Life and/or its authorized service providers to sms or call me regarding this enquiry. This authorization overrides my DNC registration with TRAI.

    Continue
  •  

    Your Policy, your way

    Edit  
    • Life cover

      The total sum assured

         
    • Payment term

      The duration for which you wish to pay premium

    • Policy Term

      How long your policy continues

    • Payment Frequency

      How often you will pay premiums

    Choose Your Payout Option

    • Lumpsum

         
    • Regular Income

         
    • Increasing Income

         

    The entire benefit as one payout.

    10% of the benefit amount will be paid out for 10 years in equal monthly instalments. The nominee can choose to get the first years benefit as a lump sum and the monthly income will start from the next month for 9 years.

    Know more

    The benefit amount is payable in monthly instalments for 10 years starting with 10% of the benefit amount per annum in the first year. The income amount will increase by 10% per annum simple interest every year thereafter.

    Know more
    Plans Accidental death benefit of1 CRORE Critical Illness Benefit Your Premium
       
    N.A.
    7,631

    All in One Option - Benefits in Detail

    We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    COVERED CRITICAL ILLNESSES
    • Cancer

      Cancer of specified severity

    • Heart and Artery Benefit

      Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG

    • Major Organ Benefit

      Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ/ Bone Marrow Transplant

    • Brain and Nervous System Benefit

      Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Alzheimer's Disease | Motor Neurone Disease with Permanent Symptoms | Multiple Sclerosis with Persisting Symptoms | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis

    • Others

      Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia

    Please read the definitions and exclusions mentioned in the Terms & Conditions.

    *The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.

    The policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. Once the CI Benefit is paid, the future premium towards CI benefit will stop and your premium amount will reduce. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. In case of incidences covered under accidental Permanent Disability as well as Critical Illness, benefits shall be paid out under both the options.

    close
       
    N.A.
    7,200

    Life & Health Option - Benefits in Detail

    We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.

    COVERED CRITICAL ILLNESSES
    • Cancer

      Cancer of specified severity

    • Heart and Artery Benefit

      Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG

    • Major Organ Benefit

      Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ/ Bone Marrow Transplant

    • Brain and Nervous System Benefit

      Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Alzheimer's Disease | Motor Neurone Disease with Permanent Symptoms | Multiple Sclerosis with Persisting Symptoms | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis

    • Others

      Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia

    Please read the definitions and exclusions mentioned in the Terms & Conditions.

    *The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.

    The policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. Once the CI Benefit is paid, the future premium towards CI benefit will stop and your premium amount will reduce. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. In case of incidences covered under accidental Permanent Disability as well as Critical Illness, benefits shall be paid out under both the options.

    close
    6,900

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.

    close
    6,700

    1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:

    • Death of the Life Assured, or
    • Diagnosis of Terminal Illness

    2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.

    close
    * premium rates mentioned above are inclusive of all taxes
    Plans Accidental death benefit of1 CRORE Critical Illness Benefit Your Premium
       
    N.A.
    7,631

    Policy Details: ICICI Pru iProtect Smart Life Option

    Comprehensive care and protection for your family

    The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you

    Accidental Death (AD) Benefit

    Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.

    Critical Illness Benefit:

    Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.

    Critical Illnesses covered
    • Cancer

      Cancer of specified severity

    • Heart and Artery Benefit

      Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG

    • Major Organ Benefit

      Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant

    • Brain and Nervous System Benefit

      Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis

    • Others

      Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia

    Please read the definitions and exclusions mentioned in the Terms & Conditions.

    *The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.

    close
       
    N.A.
    7,200

    Financial support when you need it most

    Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.

    Critical Illness Benefit:

    Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.

    Critical Illnesses covered
    • Cancer

      Cancer of specified severity

    • Heart and Artery Benefit

      Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG

    • Major Organ Benefit

      Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant

    • Brain and Nervous System Benefit

      Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis

    • Others

      Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia

    Please read the definitions and exclusions mentioned in the Terms & Conditions.

    *The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.

    close
    6,900

    Added protection for your family and loved ones.

    This option provides you with all the benefits of the iProtect Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability and also gives you:

    Accidental Death (AD) Benefit

    Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.

    close
    6,700

    The perfect way to start protecting your family.

    ICICI Pru iProtect Smart Life option is loaded with features that help you through difficult times:

    Terminal Illness benefit:

    The payout amount that the nominees receive in the unfortunate case of the death or diagnosis of terminal illness of the insured.

    Waiver of Premium On Disability:

    In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums

    close
    Plans Accidental death benefit of1 CRORE Critical Illness Benefit Your Premium
       
    N.A.
    7,631

    Policy Details: ICICI Pru iProtect Smart Life Option

    Comprehensive care and protection for your family

    The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you

    Accidental Death (AD) Benefit

    Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.

    Critical Illness Benefit:

    Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.

    Critical Illnesses covered
    • Cancer

      Cancer of specified severity

    • Heart and Artery Benefit

      Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG

    • Major Organ Benefit

      Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant

    • Brain and Nervous System Benefit

      Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis

    • Others

      Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia

    Please read the definitions and exclusions mentioned in the Terms & Conditions.

    *The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.

    close
       
    N.A.
    7,200

    Financial support when you need it most

    Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.

    Critical Illness Benefit:

    Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.

    Critical Illnesses covered
    • Cancer

      Cancer of specified severity

    • Heart and Artery Benefit

      Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG

    • Major Organ Benefit

      Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant

    • Brain and Nervous System Benefit

      Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis

    • Others

      Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia

    Please read the definitions and exclusions mentioned in the Terms & Conditions.

    *The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.

    close
    6,900

    Added protection for your family and loved ones.

    This option provides you with all the benefits of the iProtect Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability and also gives you:

    Accidental Death (AD) Benefit

    Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.

    close
    6,700

    The perfect way to start protecting your family.

    ICICI Pru iProtect Smart Life option is loaded with features that help you through difficult times:

    Terminal Illness benefit:

    The payout amount that the nominees receive in the unfortunate case of the death or diagnosis of terminal illness of the insured.

    Waiver of Premium On Disability:

    In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums

    close
  •  

    Summary

    Edit  
    Summary

    Your Information

    +
    • your Name

      Lorem Ipsum

    • Gender

      Male

    • Date of birth

      28/02/1992

    • email

      lorem@ipsum.com

    • Mobile

      987654321

    • Tobacco Consumption

      Yes

    edit

    Your recommended plan

    • img
    • Which brings you:
      • Critical Illness Benefit Worth   1.00 crore
      • Accidental Death benefit COVER Worth 1.00 crore
      • Death Benefit / Terminal Illness benefit
      • Waiver of premium on disability
    • With payout option: Lumpsum
      • Selected Life Cover
        1 Crore
      • YOUR PREMIUM FOR A POLICY TERM OF YEARS AND PREMIUM PAYMENT TERM OF YEARS
        13,363
        *inclusive of taxes
    edit