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  • Life Cover

  • Premium

Express checkout
  • Life Cover

    50 lacs(30 yrs)
  • Premium

    15,790
Express checkout
In case of any medical tests, your reports will be directly sent to email ID

Life Cover

1 crore

Premium

15,790(30 yrs)
  • Basic

    0
  • C.I.B

    0
  • A.D.B

    0

1 in 3 customers choose this ^

Critical Illness Benefit (C.I.B) * of

Great choice! You will get 20 lakhs in case you are detected with any of the 34 critical illnesses.

2 in 5 customers choose this ^

Accidental death benefit + of

Smart choice! In case of loss of life due to an accident, your family will get

Life Cover

1 crore

Premium

15,790(30 yrs)
  • Basic

    0
  • C.I.B

    0
  • A.D.B

    0
How would you like to receive your money?

Lumpsum payout

Our most popular

  • Receive the entire benefit in one payout
  • Best used in case of an outstanding loan
  • 74% of our customers choose this ^

Regular income

Lowest premiums

  • Receive the payout as monthly installments for 10 years
  • Best used to replace your monthly income
  • 25% of our customers choose this ^

Increasing income

Covers increasing expenses

  • Receive the payout as monthly installments for 10 years
  • The amount will increase by 10% simple interest every year
  • Best used to cover increasing expenses every year

Life Cover

1 crore

Premium

15,790(30 yrs)
  • Basic

    0
  • C.I.B

    0
  • A.D.B

    0

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How Does the product work

  • Anil, 35 Years old, Product Manager

    He wants to ensure that his wife and 3 year old daughter have a secure financial future even in case of his untimely death. He chooses ICICI Pru iProtect Smart with monthly income payout option

  • Priya, 35 Year old, Project manager

    She wants to ensure that her husband and 3 year old daughter have a secure financial future even in case of her untimely death. She chooses ICICI Pru iProtect Smart with monthly income payout option

How Does the product work

  • Priya, 35 Year old, Project manager

    She wants to ensure that her husband and 3 year old daughter have a secure financial future even in case of her untimely death. She chooses ICICI Pru iProtect Smart with monthly income payout option

  • Pooja, 32 Years old, Senior Software Engineer

    While She wants a term insurance to ensure that her family’s future is always secure, she also wants a critical illness benefit to cover the high medical treatment costs that come with a critical illness especially cancer.

How Does the product work

  • Anil, 35 Year old, Project Manager

    He wants to ensure that his wife and 3 year old daughter have a secure financial future even in case of his untimely death. He chooses ICICI Pru iProtect Smart with monthly income payout option

  • Amit, 32 Year old, Senior Software Engineer

    While he wants a term insurance to ensure that his family’s future is always secure, he also wants a critical illness benefit to cover the high medical treatment costs that come with a critical illness.

  • Anil buys ICICI Pru iProtect Smart

    35 year old
    • Anil chooses a life cover of 1.5 crore
    • He pays an annual premium of 17,313
  • Anil’s death

    44 years old
    • His wife and daughter get a monthly income of 1,25,000
next
prev.
  • Priya buys ICICI Pru iProtect Smart

    32 years old
    • Priya chooses a life cover of 1.5 Crore
    • She pays an annual premium of 15,027
  • Priya’s death

    52 years old
    • Her husband and daughter get a monthly income of 1,25,000
next
prev.
  • Pooja buys ICICI Pru iProtect Smart

    32 years old
    • Pooja chooses a life cover of 1 Crore & a critical illness cover of 20 lakh
    • She pays an annual premium of 15,081
    • She chooses a policy term of 30 years
  • Pooja is diagnosed with Critical Illness

    40 years old
    • Critical illness cover of 25 lakhs paid out as lump sum
    • Life cover reduces to 75 lakhs
    • Premium reduces to 10,589
  • Pooja’s death

    52 years old
    • Her nominee gets lumsum death benefit of 75 lakhs
next
prev.
  • Amit buys ICICI Pru iProtect Smart

    35 years old
    • Amit chooses a life cover of 1 Crore & a critical illness cover of 20 lakhs
    • He pays an annual premium of 19,140
    • He chooses a policy term of 30 years
  • Amit is diagnosed with a critical illness

    44 years old
    • Critical illness cover of 25 lakhs paid out as lump sum
    • Life cover reduces to 75 lakhs
    • Premium reduces to 12,297
  • Amit’s death

    44 years old
    • His nominee gets a lump sum payout of 75 lakhs
next
prev.

Inbuilt plan benefits you get:

Financial protection for your family with a life cover

Full premium waiver in case of permanent disability

ICICI Pru iProtect Smart provides you enhanced protection with:

A. Critical Illness Cover:

  • Full payout on 34 critical illnesses* including cancer(of specified severity), heart attack & kidney failure

  • No medical bills required – payout given on first diagnosis

  • Tax benefits u/s 80C & 80D

1 in 3 customers choose critical illness benefit

B. Accidental Death Cover:

  • Double your life cover in case of death due to an accident+

2 in 5 customers choose accidental death benefit

100 People are securing their family’s future right now