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Unit linked Insurance products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year.
IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

ICICI Pru Signature pension

Your Retirement, Your Way!

Tax-free* accumulated amount

Why choose ICICI Prudential Life?

₹3.31 Lakh Crore<sup>b</sup>

₹3.31 Lakh Croreb

assets under management as on December 31, 2025

100% digital onboarding

100% digital onboarding

Quick, secure and hassle-free online onboarding

₹3.34 Lakh Crore<sup>a</sup>

₹3.34 Lakh Crorea

benefits paid till March 31, 2025

25 <br/>years

25
years

of customers' trust and counting

Talk to your Pension Mitra

Timings 10:00 AM to 07:00 PM
Monday to Saturday

(except national holidays)

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24/7 policy servicing on app
Pay premiums, manage funds, download
statements and much more.

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Retirement Goal Based Savers

This plan helps retirement fund creation goal savers to invest systematically/ one-time during their earning years and create a meaningful retirement corpus to cover their expenses post retirement. This can help you give a head-start on your retirement and fulfil your goals.

User
Meet
Aakash 35 years Salaried
Investing in Pension
Multi Cap Growth Fund
@16.94%
35–45
years
He invests ₹15,000 per month for 10 years. Total amount investment is
₹18 Lakh
Tip: Stay invested! Let time grow your wealth.
60
years
Get 60% tax free lump sum accumulated amount at 60 years-
₹2 Cr
+
Annuitize 40% of the remaining corpus ie.
₹1.3 Cr
61–70
years
UserUserUser
GET
Annuity p.m for the rest of your life
₹77,933
75
years
Death Benefit (ROP)
returned to nominee
₹1.3 Cr
notes
Fund Value Basis ARR
ARR**
62.99L
**ARR (Assumed Rate of Return) refers to the standard assumption for the rate of return of 8% and 4%, as specified by IRDAI. Please check our fund performance to track the actual returns

Fund Performace

ICICI Pru Signature Pension
A retirement goal of ₹1 crore, translating into a monthly income of nearly ₹1 lakh, is achievable—but when you start matters. As you delay your retirement planning, the monthly contribution required rises sharply. This illustration highlights the financial impact of waiting and the advantage of beginning early.
Pay for PPT15 years
Policy Term35 years
Corpus AgeAge 60
Monthly Premium (In Rs)10,000
Corpus Amount1.03 Cr @8% /
35.8 L @4%
Annuity Payable (100% Annuitised)7.2 L.p.a @8% /
2.5 L.p.a @4%

Estimated annuity payable on policy vesting (assuming 100% vesting benefit is annuitized) for Single Life with 100% ROP.

Notes: The values shown above are assumed at an annuity rate of 7% are for illustration purpose only. The actual annuity amount receivable depends on the prevailing annuity rates at the time of vesting.

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Fill Application Form
Make Payment & Upload Documents
Policy Issued

Frequently Asked Question

What are the benefits payable on survival till the vesting date?

What is the Pension booster?

What is the death benefit available with this plan?

What is the minimum and maximum entry age for this plan?

What is the minimum and maximum vesting age for this plan?

What is the minimum and maximum premium paying term I can select?

What is the minimum and maximum premium for this plan?

Can I increase or decrease the premium?

Can I increase or decrease the Premium Payment Term?

Can I postpone my vesting date?

What are the Annuitisation Provisions for Policy Proceeds on vesting date?

Disclaimer
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