

Unit linked Insurance products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year.
IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Your Retirement, Your Way!
Tax-free* accumulated amount
for 10 years
after 30th year
^Past performance is not indicative of future performance.
₹3.31 Lakh Croreb
assets under management as on December 31, 2025
100% digital onboarding
Quick, secure and hassle-free online onboarding
₹3.34 Lakh Crorea
benefits paid till March 31, 2025
25
years
of customers' trust and counting
Talk to your Pension Mitra
Timings 10:00 AM to 07:00 PM
Monday to Saturday
(except national holidays)
Download our Mobile App
24/7 policy servicing on app
Pay premiums, manage funds, download
statements and much more.
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This plan helps retirement fund creation goal savers to invest systematically/ one-time during their earning years and create a meaningful retirement corpus to cover their expenses post retirement. This can help you give a head-start on your retirement and fulfil your goals.
Investing in Pension Multi Cap Growth Fund @16.94%^
Tip:
Stay invested! Let time
grow your wealth.
| Age | Pay for PPT | Policy Term | Corpus Age | Monthly Premium (In Rs) | Corpus Amount | Annuity Payable (100% Annuitised) |
|---|---|---|---|---|---|---|
| 25 Years | 15 years | 35 years | Age 60 | 10,000 | 1.03 Cr @8% / 35.8 L @4% | 7.2 L.p.a @8% / 2.5 L.p.a @4% |
| 30 Years | 15 years | 30 years | Age 60 | 14,000 | 1.05 Cr @8% / 44.2 L @4% | 7.3 L.p.a @8% / 3.1 L.p.a @4% |
| 35 Years | 15 years | 25 years | Age 60 | 19,200 | 1.05 Cr @8% / 53.6 L @4% | 7.3 L.p.a @8% / 3.8 L.p.a @4% |
| 40 Years | 15 years | 20 years | Age 60 | 25,800 | 1.04 Cr @8% / 63.8 L @4% | 7.3 L.p.a @8% / 4.5 L.p.a @4% |
| 45 Years | 15 years | 20 years | Age 65 | 25,800 | 1.04 Cr @8% / 63.8 L @4% | 7.3 L.p.a @8% / 4.5 L.p.a @4% |
Estimated annuity payable on policy vesting (assuming 100% vesting benefit is annuitized) for Single Life with 100% ROP.
Notes: The values shown above are assumed at an annuity rate of 7% are for illustration purpose only. The actual annuity amount receivable depends on the prevailing annuity rates at the time of vesting.