Why is ICICI Pru Sarv Jana Suraksha special?

You wish to provide every comfort to your family. But life is uncertain. Presenting ICICI Pru Sarv Jana Suraksha, a Micro Insurance Term plan that provides financial security to you and your family at an affordable cost. Under this plan, in case of the unfortunate event of your death during the policy term, your family receives a lump sum amount to take care of their immediate financial needs.

How much money will my loved ones receive in my absence?

Your family will receive a fixed amount called Life Cover, which has been chosen by you in your absence.

For example, if you are 35 years old and your yearly premium is `500, then in case of an unfortunate event, your loved ones will get `50,000 as the Life Cover amount.

Under this plan, you get a Life Cover at a very low cost. You can pay a minimum premium of ` 50 per year and a maximum premium of ` 2000 per year to ensure your loved ones stay secure.

How much premium do I have to pay?

You have to pay the premiums for the policy term of 5 years. Illustrations of premiums paid and the corresponding Life Cover amount for a 35 year old person are shown below:

Premium per year (`)* Life Cover amount (`)
50 5,000
100 10,000
500 50,000
1000 1,00,000
2000 2,00,000

*The above premium excludes taxes

Food for Thought

3 ways to pay lower premiums

Food for Thought

Common Term Plan myths

Product Snapshot

We know that your family is your topmost priority and their well-being is your biggest concern. That is why you work hard and provide them the best possible ‘today’ to save for a brighter ‘tomorrow’. However, life is uncertain. What would happen if you were no longer there? Spare a thought.

This is where ICICI Pru Sarv Jana Suraksha helps you safeguard the financial future of your loved ones at an affordable cost. In your absence, your family will receive a lump sum to take care of their immediate financial needs.

Product at a Glance - ICICI Pru Sarv Jana Suraksha

At what age can I start this plan?

The minimum age to start this plan is 18 years. But, the maximum age should not exceed 55 years.

How much money will my family get in my absence?

The minimum amount your family can get is `5,000. The upper limit on the amount that your family will get is `2,00,000.

How long does the policy last?

The policy lasts for 5 years.

Can I pay the premiums yearly, half-yearly or monthly?

Yes, you can pay the premiums yearly, half-yearly or monthly as per your choice.

How many times do I have to pay the premiums?

You have to pay the premium once a year for 5 years, i.e., five times for a policy term of 5 years.

At what age can I start this plan?

The minimum age to start this plan is 18 years. But, the maximum age should not exceed 55 years.

How much money will my family get in my absence?

The minimum amount your family can get is `5,000. The upper limit on the amount that your family will get is `2,00,000.

How long does the policy last?

The policy lasts for 5 years.

Can I pay the premiums yearly, half-yearly or monthly?

Yes, you can pay the premiums yearly, half-yearly or monthly as per your choice.

How many times do I have to pay the premiums?

You have to pay the premium once a year for 5 years, i.e., five times for a policy term of 5 years.

ICICI Pru Sarv Jan Suraksha (UIN: 105N081V03)

W/II/0305/2016-17

Benefit Illustrator is not applicable for this product.
Claim Philosophy
Back to Top